522 N 7th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 522 N 7th St, Brainerd, MN 56401 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 1990
Square Footage	1,410 sqft Living Area
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$230,000 (2026)
Tax Bill	$1,742.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`09196138013Z009`
Alternative APNs	`41240974` `163215`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	1,410 sqft Living Area
1st Floor	978 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1990
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,970 sqft (0.16 acres)
Driveway	Driveway
Garage Area	308 sqft Garage
Lean-To	176 sqft Lean-To

Utilities and HVAC

Heating System	Geo-Thermal Heating

Location & Zoning

Account Number	163215
Street Address	522 N 7TH ST
City	BRAINERD
State	MN
Zip	56401-3020
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 13 AND 14 BLOCK 138
Legal Range	31W
Legal Township	45N
Legal Section	24
Legal Subdivision	TOWN OF BRAINERD FIRST ADDITION TO BRA
Legal Block	138
Legal Lot Number	13
Jurisdiction	CROW WING MN
Minor Civil Division	BRAINERD
Census Blockgroup	2
Census Block	2020
Census Tract	951200

Owner

Source: Crow Wing County records · APN 09196138013Z009

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	522 N 7TH ST, BRAINERD, MN 56401-3020
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 2026 · Amount on Record
Deed Sale	Apr 06, 2026 · Amount on Record
Prior Sale	Aug 29, 2019 · Amount on Record
Deed Doc Number	20261022108
Record Refreshed	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Apr 06, 2026
Property Address	522 N 7TH ST, BRAINERD, MN 56401-3020
Document Number	0001022108
Instrument Date	Mar 27, 2026
Instrument	2026.1022108
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$76,659.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 N 7TH ST, BRAINERD, MN 56401-3020

Mortgage

Document Number	0001022109,
Date	Apr 06, 2026
Instrument	2026.1022109

Lender

Name	FIRST NATIONAL BANK N

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,742.00 (+5.45%)	$169,597 (-10.5%)	$198,300 (+4.64%) Land $45,200 Building $153,100
2025		$189,500 (+2.54%) Land $45,100 Building $144,400	$189,500 (+2.54%) Land $45,100 Building $144,400
2023	$1,652.00 Homeowner's exemption	$184,800 Land $42,200 Building $142,600	$184,800 Land $42,200 Building $142,600

Flood & Wildfire

522 N 7th St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Crow Wing County (27035C), updated August 15, 2017

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 3rd percentile of exposed land nationally · 11th in Minnesota
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.