704 Morningside Dr, Norman, OK 73071 Property Records

Cleveland County property record for 704 Morningside Dr, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,801 sqft · built 1953
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on File
Last Sale	$322,500 (Sep 2025)
Tax Bill	$2,417 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`NC29MORNS 2 15001`

Property Details

APN / Parcel Number

Primary APN	`NC29MORNS 2 15001`
Alternative APN	`38918`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,801 sqft Living Area
1st Floor Area	1,801 sqft

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,411 sqft (0.239 acres)

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38918
Old Parcel Number	38918
Street Address	704 MORNINGSIDE DR
City	NORMAN
State	OK
Zip	73071-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MORNINGSIDE LOT 15 BLK 2
Legal Range	02W
Legal Township	09N
Legal Section	32
Legal Quarter	NE
Legal Subdivision	MORNINGSIDE (NORMAN)
Legal Block	2
Legal Lot Number	15
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	3
Census Block	3000
Census Tract	200602

Owner

704 Morningside Dr is owned by an individual who bought it in September 2025.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8460 E BANKHEAD HWY, WILLOW PARK, TX 76008-2880
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Sep 22, 2025	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on File
Deed Sale	Sep 22, 2025 · Amount on File
Deed Document Number	R 2025 26923
Deed Book / Page	6860 / 524
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	704 MORNINGSIDE DR, NORMAN, OK 73071-4920
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 MORNINGSIDE DR, NORMAN, OK 73071-4920

Mortgage

Document Number	R202522470
Date	Aug 8, 2025
Book Page	6842/1157
Instrument	R 2025 22470

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	NORMAN, OK 73069

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Sep 22, 2025
Property Address	704 MORNINGSIDE DR, NORMAN, OK 73071-4920
Document Number	R202526923
Book / Page	6860 / 524
Instrument Date	Sep 19, 2025
Instrument	R 2025 26923
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount on Record
Tax	$483.75
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8460 E BANKHEAD HWY, WILLOW PARK, TX 76008-2880
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 704 Morningside Dr was $2,417, up 5.3% from the year before.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,417.00 (+5.27%)	$20,138 (+5%) Land $2,103 Building $18,035	$234,054 (+6.48%) Land $24,448 Building $209,606
2024	$2,296.00 (+4.7%)	$19,179 (+5%) Land $2,133 Building $17,046	$219,815 (+28.17%) Land $24,448 Building $195,367
2023	$2,193.00	$18,266 Land $4,226 Building $14,040	$171,501 Land $39,685 Building $131,816

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 704 Morningside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: OEC Fiber.

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