702 Morningside Dr, Norman, OK 73071 Property Records

Cleveland County property record for 702 Morningside Dr, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,403 sqft · built 1953
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Oct 2022)
Tax Bill	$3,010 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0038917`

Property Details

APN / Parcel Number

Primary APN	`R0038917`
Alternative APNs	`NC29MORNS 2 14001` `38917`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,403 sqft Living Area
Gross Area	2,935 sqft
1st Floor Area	2,403 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Steel Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	532 sqft

Exterior Amenities

Porch	Porch
Porch Area	796 sqft
Deck Area	Deck Area
Patio Area	644 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	38917
Street Address	702 MORNINGSIDE DR
City	NORMAN
State	OK
Zip	73071-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MORNINGSIDE LOT 14 BLK 2
Legal Range	02W
Legal Township	09
Legal Section	32
Legal Subdivision	MORNINGSIDE (NORMAN)
Legal Block	2
Legal Lot Number	14
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	3
Census Block	3000
Census Tract	200602

Owner

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	626 MORNINGSIDE DR, NORMAN, OK 73071-4955
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Oct 24, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Jul 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Deed Document Number	202237928
Deed Book / Page	6488 / 1468
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	702 MORNINGSIDE DR, NORMAN, OK 73071-4920
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 MORNINGSIDE DR, NORMAN, OK 73071-4955

Mortgage

Document Number	0R20234133
Date	Feb 21, 2023
Book Page	6521/711
Instrument	R 2023 4133

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	NORMAN, OK 73070

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Nov 9, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Oct 24, 2022
Property Address	702 MORNINGSIDE DR, NORMAN, OK 73071-4920
Document Number	R202237928
Book / Page	6488 / 1468
Instrument Date	Oct 20, 2022
Instrument	R 2022 37928
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	UNKNOWN, NEAT ESCROW AND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	625 MORNINGSIDE DR, NORMAN, OK 73071-4954

Mortgage

Document Number	R202237929
Date	Oct 24, 2022
Instrument	R 2022 37929

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	702 MORNINGSIDE DR, NORMAN, OK 73071-4920
Document Number	0000021819
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	702 MORNINGSIDE DR NORMAN OK 730714920, NORMAN, OK 73071-4920

Mortgage

Document Number	0000021819
Date	Jul 13, 2018
Book Page	005822/000291
Instrument	21819

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	NORMAN, OK 73070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 12, 2023

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,010.00 (+10.18%)	$25,088 (+10.25%) Land $4,364 Building $20,724	$268,473 (+41.57%) Land $46,699 Building $221,774
2023	$2,732.00	$22,756 Land $4,856 Building $17,900	$189,638 Land $40,468 Building $149,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: OEC Fiber.

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