704 Mockingbird Dr, Franklin, TN 37069 Property Records

Williamson County property record for 704 Mockingbird Dr, Franklin, TN 37069

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,539 sqft · built 1977
Lot Size	0.247 acres (10,800 sqft)
Owner	Individual Name on File
Last Sale	$875,000 (Aug 2024)
Tax Bill	$2,960 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094038M E 00700`

Property Details

APN / Parcel Number

Primary APN	`094038M E 00700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,539 sqft Living Area
1st Floor Area	1,568 sqft
2nd Floor Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,800 sqft (0.247 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Porch
Porch Area	24 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	704 MOCKINGBIRD DR
City	FRANKLIN
State	TN
Zip	37069-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD COTTONWOOD EST PB 5 PG 68 LOT 0221
Legal Subdivision	COTTONWOOD EST
Legal Lot Number	221
Jurisdiction	WILLIAMSON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1012
Census Tract	50406

Owner

704 Mockingbird Dr is owned and occupied by an individual who bought it in August 2024.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	704 MOCKINGBIRD DR, FRANKLIN, TN 37069-4129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Warranty Deed, Transfer · Conventional Mortgage COUNTYBANK
Dec 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2024 · Amount on File
Deed Sale	Aug 9, 2024 · Amount on File
Prior Sale	Jun 26, 2023 · Amount on File
Deed Document Number	24023737
Deed Book / Page	9539 / 984
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 26, 2023
Property Address	704 MOCKINGBIRD DR, FRANKLIN, TN 37069-4129
Document Number	0092790601
Book / Page	9279 / 601
Map Reference	MB 5 PG 68
Instrument Date	Jun 21, 2023
Instrument	23017940
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	BANKERS TITLE AND ESCROW-CLARKSV, BANKERS TITLE & ESCROW CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,997.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	704 MOCKINGBIRD DR, FRANKLIN, TN 37069-4129

Mortgage

Document Number	0023017941
Date	Jun 26, 2023
Instrument	23017941

Lender

Name	COUNTYBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	704 MOCKINGBIRD DR, FRANKLIN, TN 37069-4129
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 MOCKINGBIRD DR, FRANKLIN, TN 37069-4129

Mortgage

Document Number	0091670849
Date	Dec 21, 2022
Book Page	9167/849
Instrument	22050304

Lender

Name	COGENT BANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 5, 2042

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	704 MOCKINGBIRD DR, FRANKLIN, TN 37069-4129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078830479
Date	Feb 4, 2020
Book Page	7883/0479
Instrument	20005161

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 704 Mockingbird Dr was $2,960, down 37.7% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,960.00 (-37.66%)	$227,700 Land $75,000 Building $152,700	$910,800 Land $300,000 Building $610,800
2024	$4,748.00 (+1%)
2023	$2,374.00	$126,300 (-) Land $37,500 Building $88,800	$505,200 (-) Land $150,000 Building $355,200
2022	$2,374.00	$126,300 Land $37,500 Building $88,800	$505,200 Land $150,000 Building $355,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 704 Mockingbird Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	11 (2010–2021)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Mockingbird Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Also Mapped Here	H.B.& T.S. UTILITY DISTRICT
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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