704 Lacy Rd, Independence, MO 64050 Property Records

Jackson County property record for 704 Lacy Rd, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,334 sqft · built 1966
Lot Size	0.692 acres (30,123 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,200 (Dec 2025)
Tax Bill	$1,869 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Dec 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`26-110-01-52`

Property Details

APN / Parcel Number

Primary APN	`26-110-01-52`
Alternative APNs	`26-110-01-52-00-0-00-000` `26110015200000001` `774438`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,334 sqft Living Area
Gross Area	2,668 sqft
1st Floor Area	1,334 sqft
Basement Area	1,334 sqft
Flooring	Carpet

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	30,123 sqft (0.692 acres)
Lot Dimensions	260 ft deep x 121 ft wide
Garage Type	Detached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	112 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	774438
Street Address	704 LACY RD
City	INDEPENDENCE
State	MO
Zip	64050-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROAD ACRES TH S 6 LOTS 1 & 2 & ALL LOTS 33 & 34 (EX TH S 2 00.21)
Legal Subdivision	BROAD ACRES
Legal Block	1
Legal Lot Number	1
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1004
Census Tract	11410

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 LACY RD, INDEPENDENCE, MO 64050-3306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 23, 2025	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 22, 2025	Warranty Deed, Transfer · Commercial Mortgage CERRA LLC
Nov 3, 2020	Quit Claim Deed, Transfer · FHA Mortgage GOLDEN OAK LNDG
Feb 24, 2017	Deed of Trust, Mortgage HOUSING & CMNTY DEV DEPT
Feb 24, 2017	Deed of Trust, Mortgage BUSEY BK
Mar 2, 2017	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Jul 22, 2025 · Amount on Record
Deed Document Number	202594992
Prior Transfer Date	Oct 14, 2020
Prior Transfer Doc	00E0103373
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	704 LACY RD, INDEPENDENCE, MO 64050-3306
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0094981
Date	Dec 23, 2025
Instrument	2025E0094981

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 23, 2025
Property Address	704 LACY RD, INDEPENDENCE, MO 64050-3306
Document Number	00E0094992
Instrument Date	Dec 18, 2025
Instrument	2025E0094992
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	AUSTIN TITLE, ATC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	704 LACY RD, INDEPENDENCE, MO 64050-3306

Mortgage

Document Number	00E0094982
Date	Dec 23, 2025
Instrument	2025E0094982

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 22, 2025
Property Address	704 LACY RD, INDEPENDENCE, MO 64050-3306
Document Number	00E0052385
Instrument Date	Jul 17, 2025
Instrument	2025E0052385
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE NTNWD TTL AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SE FLAGSTONE DR, LEES SUMMIT, MO 64063-3416

Mortgage

Document Number	00E0052386
Date	Jul 22, 2025
Instrument	2025E0052386

Lender

Name	CERRA LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Dec 30, 2025

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 3, 2020
Property Address	704 LACY RD, INDEPENDENCE, MO 64050-3306
Document Number	000E103373
Instrument Date	Oct 17, 2020
Instrument	103373E
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	704 LACY RD INDEPENDENCE MO 640503306, INDEPENDENCE, MO 64050-3306

Mortgage

Document Number	E103374
Date	Nov 3, 2020
Instrument	103374E

Lender

Name	GOLDEN OAK LNDG
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	704 LACY RD, INDEPENDENCE, MO 64050-3306
Document Number	0000E19959
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	704 LACY RD INDEPENDENCE MO 640503306, INDEPENDENCE, MO 64050-3306

Mortgage

Document Number	0000E19959
Date	Mar 6, 2017
Instrument	19959E

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company

Agreement

Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	704 LACY RD, INDEPENDENCE, MO 64050-3306
Document Number	0000E19937
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	704 LACY RD INDEPENDENCE MO 640503306, INDEPENDENCE, MO 64050-3306

Mortgage

Document Number	0000E19937
Date	Mar 6, 2017
Instrument	19937E

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 2, 2017
Property Address	704 LACY RD, INDEPENDENCE, MO 64050-3306
Document Number	0000E19145
Instrument Date	Feb 14, 2017
Instrument	19145E
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 LACY RD INDEPENDENCE MO 640503306, INDEPENDENCE, MO 64050-3306
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,159 (-) Land $4,366 Building $21,793	$137,680 (-)
2025	$1,869.00 (+18.59%)	$26,159 (+14.99%) Land $4,366 Building $21,793	$137,680 (+14.99%)
2024	$1,576.00 (+2.34%)
2023	$1,540.00	$22,749 Land $2,755 Building $19,994	$119,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Lacy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures