607 Lacy Rd, Independence, MO 64050 Property Records

Jackson County property record for 607 Lacy Rd, Independence, MO 64050

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,560 sqft · built 1976
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$222,500 (Nov 2025)
Tax Bill$2,106 (2024)
Deeds & MortgagesNov 2025 Mortgage
Sep 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-320-02-18

Property Details

APN / Parcel Number

Primary APN25-320-02-18
Alternative APNs
  • 25-320-02-18-00-0-00-000
  • 25320021800000001
  • 769306

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeMetal Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions200 ft deep x 65 ft wide
Garage TypeDetached
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number769306
Street Address607 LACY RD
CityINDEPENDENCE
StateMO
Zip64050-3303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLILAC LANE LOT 4
Legal SubdivisionLILAC LANE
Legal Block1
Legal Lot Number4
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group1
Census Block1002
Census Tract11410

Owner

Source: Jackson County records · APN 25-320-02-18

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address607 LACY RD, INDEPENDENCE, MO 64050-3303
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 02, 2020Deed of Trust, Mortgage · Line of Credit
COMMUNITYAMERICA CU
Mar 04, 2019Quit Claim Deed, Mortgage
ACADEMY MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2025 · Amount on Record
Deed SaleNov 21, 2025 · Amount on Record
Prior SaleMar 04, 2019 · Amount on Record
Deed Document Number202587159
Prior Transfer DateMar 02, 2019
Prior Transfer Doc00E0014672
Record UpdatedJun 08, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateNov 21, 2025
Property Address607 LACY RD, INDEPENDENCE, MO 64050-3303
Document Number00E0087159
Instrument DateNov 19, 2025
Instrument2025E0087159
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyPLATINUM TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 LACY RD, INDEPENDENCE, MO 64050-3303

Mortgage

Document Number00E0089270
DateNov 21, 2025
Instrument2025E0089270
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address607 LACY RD, INDEPENDENCE, MO 64050-3303
Document Number0000E90645
Instrument DateSep 02, 2020
Transaction TypeMortgage
Record UpdatedNov 10, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 LACY RD INDEPENDENCE MO 640503303, INDEPENDENCE, MO 64050-3303

Mortgage

Document Number0000E90645
DateOct 01, 2020
Instrument90645E
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
AddressLENEXA, KS 66219
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 30, 2045
Interest
Rate TypeAdjustable Rate

March 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionJACKSON MO
Recording DateMar 04, 2019
Property Address607 LACY RD, INDEPENDENCE, MO 64050-3303
Document Number0000E14672
Instrument DateMar 02, 2019
Instrument14672E
Transaction TypeMortgage
Record UpdatedJun 03, 2019
Title CompanySECURITY FIRST TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 LACY RD INDEPENDENCE MO 640503303, INDEPENDENCE, MO 64050-3303

Mortgage

Document NumberE14673
DateMar 04, 2019
Instrument14673E
Lender
NameACADEMY MTG
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
AmountAmount Recorded
Term360 Months
DueMar 03, 2049

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$21,860 (-81.95%) Land $4,209 Building $17,651$115,050 (-70.84%)
2024$2,106.00 (+2.33%)
2023$2,058.00$121,118 Land $22,432 Building $98,686$394,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

Based on FCC filings for 220 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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