704 Jefferson Ave, Elgin, IL 60120 Property Records

Cook County property record for 704 Jefferson Ave, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,138 sqft · built 1970
Lot Size	0.119 acres (5,192 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Aug 2018)
Tax Bill	$4,803 (2023)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-07-306-025`

Property Details

APN / Parcel Number

Primary APN	`06-07-306-025`
Alternative APN	`06-07-306-025-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,138 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1971
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,192 sqft (0.119 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	704 JEFFERSON AVE
City	ELGIN
State	IL
Zip	60120-4058
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Range	9E
Legal Township	41N
Legal Section	07
Legal Subdivision	LORDS PARK MANOR 02
Legal Block	306
Legal Lot Number	39
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1011
Census Tract	804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	704 JEFFERSON AVE, ELGIN, IL 60120-4058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2018 · Amount on Record
Deed Sale	Aug 15, 2018 · Amount on Record
Prior Sale	Jul 21, 2014 · Amount on Record
Deed Document Number	201819091
Last Transfer Date	Dec 6, 2024
Transfer Doc	0000030304
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 15, 2018
Property Address	704 JEFFERSON AVE, ELGIN, IL 60120-4058
Document Number	1822719091
Instrument Date	Jul 27, 2018
Instrument	22719091
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	663 DEAN DR #4 SOUTH ELGIN IL 601772629, 4, SOUTH ELGIN, IL 60177-2629

Mortgage

Document Number	1822719092
Date	Aug 15, 2018
Instrument	22719092

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	WOODSTOCK, IL 60098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Mortgage

Document Number	1822719093,
Date	Aug 15, 2018
Instrument	22719093

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,000 (-0.01%) Land $3,634 Building $16,366	$200,000 (-0.01%) Land $36,340 Building $163,660
2023	$4,803.00 (+3.56%)
2022	$4,638.00 Homeowner's exemption	$20,002 Land $2,502 Building $17,500	$200,020 Land $25,020 Building $175,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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