691 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 691 Jefferson Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,397 sqft · built 1925
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$203,720 (Apr 2010)
Tax Bill	$6,300 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-12-477-011`

Property Details

APN / Parcel Number

Primary APN	`06-12-477-011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,397 sqft Living Area
Gross Area	2,328 sqft
Basement Area	931 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	691 JEFFERSON AVE
City	ELGIN
State	IL
Zip	60120-3969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A H WOLTERS ADDN LOT 11
Legal Subdivision	A H WOLTERS ADDN
Legal Block	4
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4009
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	691 JEFFERSON AVE, ELGIN, IL 60120-3969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2010 · Amount on File
Deed Sale	Apr 23, 2010 · Amount on File
Prior Sale	Jun 15, 1999 · Amount on File
Deed Document Number	201026411
Prior Transfer Date	May 27, 1999
Prior Transfer Doc	0000059193
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	691 JEFFERSON AVE, ELGIN, IL 60120-3969
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036270
Date	Sep 19, 2025
Instrument	2025K036270

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 18, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,300.00 (+15.96%)	$82,589 (+8.57%) Land $15,843 Building $66,746	$247,866 (+8.57%) Land $47,548 Building $200,318
2024		$76,069 (+21.39%) Land $14,592 Building $61,477	$228,298 (+21.44%) Land $43,794 Building $184,505
2022	$5,433.00 (+3.96%)	$62,664 (+6.96%) Land $12,021 Building $50,643	$187,992 (+6.96%) Land $36,063 Building $151,929
2021	$5,226.00	$58,587 Land $11,239 Building $47,348	$175,761 Land $33,717 Building $142,044

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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