Essex County and Swampscott Town property record for 704 Humphrey St, Swampscott, MA 01907
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,580 sqft · built 1922 |
| Lot Size | 0.192 acres (8,355 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $519,900 (Jan 2014) |
| Tax Bill | $10,702 (2026) |
| Deeds & Mortgages | Aug 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SWAM M:0023 B:0025 L:0 |
| Primary APN | SWAM M:0023 B:0025 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,580 sqft Living Area |
| Gross Area | 5,414 sqft |
| Basement Area | 1,496 sqft |
| Unfinished Basement | 1,496 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,355 sqft (0.192 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 704 HUMPHREY ST |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-2837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N/A |
| Legal Subdivision | SIBLEY & MOULTON |
| Legal Block | 25 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 202200 |
704 Humphrey St is owned and occupied by two individuals who bought it in January 2014.
Source: Essex County and Swampscott Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 HUMPHREY ST, SWAMPSCOTT, MA 01907-2837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2014 · Amount on File |
| Deed Sale | Jan 31, 2014 · Amount on File |
| Prior Sale | Aug 1, 2005 · Amount on File |
| Transfer Doc | 33581-316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 704 HUMPHREY ST, SWAMPSCOTT, MA 01907-2837 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38799-33 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 38799/33 |
| Instrument | 20200807003260 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 704 Humphrey St was $10,702, up 5.1% from the year before.
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,702.00 (+5.1%) | $891,800 (+0.45%) Land $253,800 Building $638,000 | $1,176,701 (+22.82%) |
| 2025 | $10,183.00 | $887,800 Land $253,800 Building $634,000 | $958,075 |
| 2023 | $9,177.00 | $781,700 Land $223,800 Building $557,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 704 Humphrey St in Zone X, an area of minimal flood risk, though there have been 122 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 122 (1978–2018) |
| Claims Outside the SFHA | 23 of 122 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 704 Humphrey St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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