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694 Humphrey St, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 694 Humphrey St, Swampscott, MA 01907

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,629 sqft · built 1850
Lot Size0.398 acres (17,328 sqft)
Owner2 Individual Names on File
Last Sale$770,000 (Aug 2017)
Tax Bill$14,213 (2026)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSWAM M:0023 B:0020 L:0

Property Details

APN / Parcel Number

Primary APNSWAM M:0023 B:0020 L:0

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,629 sqft Living Area
Gross Area4,884 sqft
Basement Area1,327 sqft
Unfinished Basement1,327 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,328 sqft (0.398 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address694 HUMPHREY ST
CitySWAMPSCOTT
StateMA
Zip01907-2837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA4
Legal SubdivisionBIRCHWOOD POINT CONDO
Legal Block20
JurisdictionSWAMPSCOTT MA
Township / Civil DivisionSWAMPSCOTT
Census Block Group4
Census Block4010
Census Tract202200

Owner

694 Humphrey St is owned and occupied by two individuals who bought it in August 2017.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address694 HUMPHREY ST, SWAMPSCOTT, MA 01907-2837
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2017 · Amount on File
Deed SaleAug 4, 2017 · Amount on File
Prior SaleMay 15, 2000 · Amount on File
Deed Book / Page36078 / 496
Transfer Doc036078-496
Record UpdatedOct 29, 2026

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSWAMPSCOTT MA
Recording DateAug 4, 2017
Property Address694 HUMPHREY ST, SWAMPSCOTT, MA 01907-2837
Document Number36078-496
Book / Page36078 / 496
Instrument455
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$107.65
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address694 HUMPHREY ST, SWAMPSCOTT, MA 01907-2837

Mortgage

Document Number360780498
DateAug 4, 2017
Instrument36078/0498
Lender
NameWELLESLEY BK
Agreement
AmountAmount on Record
Term360 Months
DueAug 4, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 694 Humphrey St was $14,213, up 8% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSwampscott Town
Unified School DistrictSwampscott School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,213.00 (+7.99%)$1,184,400 (+3.22%) Land $338,400 Building $846,000$1,385,237 (+17.25%)
2025$13,161.00$1,147,400 Land $338,400 Building $809,000$1,181,420
2023$11,833.00$1,007,900 Land $298,400 Building $709,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 694 Humphrey St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims122 (1978–2018)
Claims Outside the SFHA23 of 122
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2006 · 12 claims
  • Coastal Storm, Oct 1991 · 21 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 694 Humphrey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWAMPSCOTT WATER DEPT. (MWRA)
serves 15,300 people · EPA ID MA3291000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2026
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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