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704 Elm St, Locust, NC 28097 Property Records

Stanly County property record for 704 Elm St, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,325 sqft · built 1971
Lot Size0.72 acres (31,363 sqft)
OwnerIndividual Name on Record
Last Sale$179,000 (Nov 2019)
Tax Bill$2,097 (2026)
Deeds & MortgagesOct 2018 Sale
Flood ZoneZone X (minimal risk)
APN557504703112

Property Details

APN / Parcel Number

Primary APN557504703112
Alternative APNs
  • 1527397
  • 23606

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,325 sqft Finished Area
FlooringTile
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialBrick Veneer
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area31,363 sqft (0.72 acres)
Garage Area480 sqft
PorchPorch
Porch Area40 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number1527397
Street Address704 ELM ST
CityLOCUST
StateNC
Zip28097-7187
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionHSE 704 ELM ST 557504073
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group2
Census Block2001
Census Tract930802

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address704 ELM ST, LOCUST, NC 28097-7187
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2019 · Amount on Record
Deed SaleNov 22, 2019 · Amount on Record
Deed Document Number2019415022
Deed Book / Page1686 / 915
Record UpdatedOct 29, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateOct 31, 2018
Property Address704 ELM ST, LOCUST, NC 28097-7187
Document Number0000404704
Book / Page001656 / 001503
Instrument DateOct 26, 2018
Instrument404704
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$100.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 WINGARD RD CONCORD NC 280259125, CONCORD, NC 28025-9125

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,097.00 (+25.95%)$227,936 (+49.13%) Land $54,432 Building $173,504$227,936 (+49.13%) Land $54,432 Building $173,504
2023$1,665.00$152,839 Land $31,752 Building $121,087$152,839 Land $31,752 Building $121,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: T-Mobile.

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