Stanly County property record for 700 Elm St, Locust, NC 28097 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2016 |
| Square Footage | 922 sqft Finished Area |
| Lot Size | 93,654 sqft (2.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $240,000 (2026) |
| Tax Bill | $1,733.00 (2025) |
| Primary APN | 557504701147 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 922 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Roof Material | Composition Shingle Roof |
| Lot Area | 93,654 sqft (2.15 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 1535739 |
|---|---|
| Street Address | 700 ELM ST |
| City | LOCUST |
| State | NC |
| Zip | 28097-7187 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HSE 700 ELM ST 557504072 |
| Legal Subdivision | C L SMITH ESTATE |
| Jurisdiction | STANLY NC |
| Minor Civil Division | FURR |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 930802 |
Source: Stanly County records · APN 557504701147
Assessment roll updated August 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 700 ELM ST, LOCUST, NC 28097-7187 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 29, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Apr 21, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on Record |
| Deed Sale | Mar 11, 2026 · Amount on Record |
| Prior Sale | Sep 29, 2021 · Amount on Record |
| Deed Doc Number | 2026485846 |
| Deed Book / Page | 1911 / 1519 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Sep 29, 2021 |
| Property Address | 700 ELM ST, LOCUST, NC 28097-7187 |
| Document Number | 0000438271 |
| Book / Page | 1758 / 1642 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 438271 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $414.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 700 ELM STREET, MONROE, NC 28112 |
| Document Number | 0000438272 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 438272 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Apr 21, 2021 |
| Property Address | 700 ELM ST, LOCUST, NC 28097-7187 |
| Document Number | 0000431913 |
| Book / Page | 001738 / 001675 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 431913 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $348.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6046 KINGS CANYON WAY LANCASTER SC 297200297, LANCASTER, SC 29720-0297 |
Source: Stanly County records · Assessment roll updated August 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,733.00 (+22.3%) | $188,475 (+44.96%) Land $79,550 Building $108,925 | $188,475 (+44.96%) Land $79,550 Building $108,925 |
| 2023 | $1,417.00 | $130,017 Land $47,650 Building $82,367 | $130,017 Land $47,650 Building $82,367 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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