704 Elm Ave, Waco, TX 76704 Property Records

McLennan County property record for 704 Elm Ave, Waco, TX 76704

Property Summary

Property Type	Commercial
Details	3,420 sqft · built 1935
Lot Size	0.106 acres (4,617 sqft)
Owner	Company Name on Record
Tax Bill	$6,532 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Jul 2018 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`48-034600-017300-0`

Property Details

APN / Parcel Number

Primary APN	`48-034600-017300-0`
Alternative APN	`384554`

Interior

Stories	1 Story
Building Area	3,420 sqft Gross Area
1st Floor Area	3,420 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	4,617 sqft (0.106 acres)
Lot Dimensions	115 ft deep x 40 ft wide
Canopy	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	704 ELM AVE
City	WACO
State	TX
Zip	76704-2621
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	2007TIF
Legal Description	RENICK LOT 11 BLOCK 19 ACRES .106
Legal Subdivision	RENICK
Legal Block	19
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1047
Census Tract	1500

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1921 AUSTIN AVE, WACO, TX 76701-1618
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2018	Deed of Trust, Mortgage AMERICAN BK NA
Jul 13, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 23, 2017	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	704 ELM AVE, WACO, TX 76704-2621
Document Number	0000042308
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	704 ELM ST WACO TX 767042621, WACO, TX 76704-2621

Mortgage

Document Number	0000042308
Date	Dec 7, 2018
Instrument	42308

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount Recorded

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 13, 2018
Property Address	704 ELM AVE, WACO, TX 76704-2621
Document Number	0000023977
Instrument Date	Jul 13, 2018
Instrument	23977
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	334 N 30TH ST WACO TX 767107226, WACO, TX 76710-7226

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 23, 2017
Property Address	704 ELM AVE, WACO, TX 76704-2621
Document Number	0000027793
Instrument Date	Aug 23, 2017
Instrument	27793
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	406 ELM ST WACO TX 767042513, WACO, TX 76704-2513

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,000 (+1%) Land $13,852 Building $292,148	$306,000 (+1%) Land $13,852 Building $292,148
2025	$6,532.00 (-0.32%)	$278,191 (+1%) Land $13,850 Building $264,341	$278,191 (+1%) Land $13,850 Building $264,341
2024	$6,553.00 (+10.66%)
2023		$252,901 Land $13,850 Building $239,051	$252,901 Land $13,850 Building $239,051
2022	$5,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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