610 Elm Ave, Waco, TX 76704 Property Records

McLennan County property record for 610 Elm Ave, Waco, TX 76704

Property Summary

Property TypeCommercial
Details5,959 sqft · built 1920
Lot Size0.069 acres (2,990 sqft)
OwnerIndividual Name on File
Tax Bill$1,272 (2025)
Deeds & MortgagesJul 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN48-034600-010300-0

Property Details

APN / Parcel Number

Primary APN48-034600-010300-0
Alternative APNs
  • 4803460001030000111
  • 187101

Interior

Stories2 Stories
Building Area5,959 sqft Gross Area
1st Floor Area2,969 sqft
2nd Floor Area2,990 sqft
FlooringWood

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1925
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeWood Truss
Roof MaterialBuilt-Up Asphalt
Lot Area2,990 sqft (0.069 acres)
Lot Dimensions115 ft deep x 26 ft wide
Canopy208 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address610 ELM AVE
CityWACO
StateTX
Zip76704-2517
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning Code2007 TIF
Legal DescriptionRENICK LOT 3B BLOCK 16 ACRES .0686
Legal SubdivisionRENICK
Legal Block16
Legal Lot Number3B
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1046
Census Tract1500

Owner

610 Elm Ave, a commercial property, is owned by an individual.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1721 TRICE AVE, WACO, TX 76707-2257
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address610 ELM AVE, WACO, TX 76704-2517
Document Number0000025597
Instrument DateJul 2, 2018
Transaction TypeMortgage
Record UpdatedApr 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1721 TRICE AVE WACO TX 767072257, WACO, TX 76707-2257

Mortgage

Document Number0000025597
DateJul 23, 2018
Instrument25597
Lender
NameFIRST NAT'L BK/CTRL TX
TypeBank
AddressWACO, TX 76710
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 610 Elm Ave was $1,272, up 1.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$57,368 (+5.86%) Land $14,950 Building $42,418$57,368 (+5.86%) Land $14,950 Building $42,418
2025$1,272.00 (+1.19%)$54,190 Land $14,950 Building $39,240$54,190 Land $14,950 Building $39,240
2024$1,257.00
2023$54,030 Land $14,950 Building $39,080$54,030 Land $14,950 Building $39,080
2022$1,265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 Elm Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Elm Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on Elm Ave

Nearby Streets

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