704 E 1st St, Aberdeen, WA 98520 Property Records

Grays Harbor County property record for 704 E 1st St, Aberdeen, WA 98520

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,462 sqft · built 1893
Lot Size	0.077 acres (3,366 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Jan 2022)
Tax Bill	$2,637 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`011200401204`

Property Details

APN / Parcel Number

Primary APN	`011200401204`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,462 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1893
Effective Year Built	Effective 2020
Architectural Style	Multi-Level
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	3,366 sqft (0.077 acres)
Porch	Slab
Porch Area	202 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	704 E 1ST ST
City	ABERDEEN
State	WA
Zip	98520-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENNS COTTAGE ELY 34.61 OF SLY 99.10 OF LOT 12 BLK 4
Legal Range	09
Legal Township	09
Legal Section	17
Legal Subdivision	BENNS COTTAGE
Legal Block	4
Legal Lot Number	12
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ABERDEEN-HOQUIAM
Census Block Group	3
Census Block	3025
Census Tract	1000

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 W CURTIS ST
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Aug 7, 2020	Deed of Trust, Mortgage · Line of Credit NEWRIZONS FCU
Aug 11, 2020	Quit Claim Deed, Subdivision Related Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Aug 11, 2020 · Amount on Record
Deed Document Number	202284
Prior Transfer Date	Jul 9, 2020
Prior Transfer Doc	0000000003
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Jan 18, 2022
Property Address	704 E 1ST ST, ABERDEEN, WA 98520-3407
Document Number	0001180084
Map Reference	VOL 5 PG 29
Instrument Date	Jan 12, 2022
Instrument	2022-01180084
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	GRAYS HARBOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,623.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 W CURTIS ST APT 3W, 3W, ABERDEEN, WA 98520-7701

Mortgage

Document Number	0001180085
Date	Jan 18, 2022
Instrument	2022-01180085

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	0001180086
Date	Jan 18, 2022
Instrument	2022-01180086

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	704 E 1ST ST, ABERDEEN, WA 98520-3407
Document Number	0008180010
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E 1ST ST ABERDEEN WA 985203407, ABERDEEN, WA 98520-3407

Mortgage

Document Number	0008180010
Date	Aug 18, 2020
Instrument	8180010

Lender

Name	NEWRIZONS FCU
Type	Credit Union
Address	HOQUIAM, WA 98550

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 17, 2040

Interest

Rate Type	Adjustable Rate

August 2020: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Aug 11, 2020
Property Address	704 E 1ST ST, ABERDEEN, WA 98520-3407
Document Number	0008110003
Instrument Date	Jul 9, 2020
Instrument	8110003
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$105.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 CHERRY ST ABERDEEN WA 985203804, ABERDEEN, WA 98520-3804

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Aberdeen City
County	Grays Harbor County
Unified School District	Aberdeen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,637.00 (+8.61%)
2025	$2,428.00 (+13.25%)	$253,541 (-) Land $10,522 Building $243,019	$253,541 (-) Land $10,522 Building $243,019
2024	$2,144.00 (-22.38%)	$253,541 (-7.08%) Land $10,522 Building $243,019	$253,541 (-7.08%) Land $10,522 Building $243,019
2023	$2,762.00
2022		$272,870 Land $10,522 Building $262,348	$272,870 Land $10,522 Building $262,348

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	23 (1981–2015)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Jan 2015 · rainfall accumulation
Claims by Event	Severe Winter Storms, Land & Muds Slides,flooding, Dec 1996 · 2 claims Severe Storms & Flooding, Jan 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABERDEEN serves 22,867 people · EPA ID WA5300050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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