700 E 1st St, Aberdeen, WA 98520 Property Records

Grays Harbor County property record for 700 E 1st St, Aberdeen, WA 98520

Property Summary

Property Type	Single Family Home
Details	2,504 sqft · built 1898
Lot Size	0.152 acres (6,633 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,500 (Jan 2021)
Tax Bill	$678 (2026)
Deeds & Mortgages	Jan 2021 Sale & Reverse Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`011200401203`

Property Details

APN / Parcel Number

Primary APN	`011200401203`

Interior

Stories	2 Stories
Building Area	2,504 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Bi-Level
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	6,633 sqft (0.152 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	700 E 1ST ST
City	ABERDEEN
State	WA
Zip	98520-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENNS COTTAGE SWLY 67 OF SELY 99 OF LOT 12 BLK 4
Legal Range	09
Legal Township	09
Legal Section	17
Legal Subdivision	BENNS COTTAGE
Legal Block	4
Legal Lot Number	12
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ABERDEEN-HOQUIAM
Census Block Group	3
Census Block	3025
Census Tract	1000

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	700 E 1ST ST, ABERDEEN, WA 98520-3407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Warranty Deed, Transfer · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 12, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Prior Sale	Jan 12, 2018 · Amount on Record
Deed Document Number	202159
Prior Transfer Date	Dec 11, 2009
Prior Transfer Doc	0000000014
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Jan 15, 2021
Property Address	700 E 1ST ST, ABERDEEN, WA 98520-3407
Document Number	0001150059
Map Reference	VOL 5 PG 29
Instrument Date	Jan 13, 2021
Instrument	2021-01150059
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	GRAYS HARBOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,278.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 E 1ST ST, ABERDEEN, WA 98520-3407

Mortgage

Document Number	0001150060
Date	Jan 15, 2021
Instrument	2021-01150060

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.6%
Type Change Date	Jan 3, 2021
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	7.6%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Jan 12, 2018
Property Address	700 E 1ST ST, ABERDEEN, WA 98520-3407
Document Number	0001120055
Map Reference	VOL 5 PG 29
Instrument Date	Dec 22, 2017
Instrument	2018-01120055
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	GRAYS HARBOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,912.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7102 SE 267TH AVE, GRESHAM, OR 97080-8245

Mortgage

Document Number	0001120056
Date	Jan 12, 2018
Instrument	2018-01120056

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Aberdeen City
County	Grays Harbor County
Unified School District	Aberdeen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$678.00 (-4.64%)
2025	$711.00 (-0.7%)	$461,035 (-) Land $20,735 Building $440,300	$461,035 (-) Land $20,735 Building $440,300
2024	$716.00 (-2.45%)	$461,035 (+10.23%) Land $20,735 Building $440,300	$461,035 (+10.23%) Land $20,735 Building $440,300
2023	$734.00
2022		$418,236 Land $20,735 Building $397,501	$418,236 Land $20,735 Building $397,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	23 (1981–2015)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Jan 2015 · rainfall accumulation
Claims by Event	Severe Winter Storms, Land & Muds Slides,flooding, Dec 1996 · 2 claims Severe Storms & Flooding, Jan 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABERDEEN serves 22,867 people · EPA ID WA5300050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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