Callaway County property record for 615 Downing Ct, Fulton, MO 65251
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,546 sqft · built 2006 |
| Owner | Individual Name on Record |
| Tax Bill | $1,593 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02.0-04.0-30-001-008.033 |
| Primary APN | 13-02.0-04.0-30-001-008.033 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,546 sqft Living Area |
| 1st Floor Area | 1,546 sqft |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Asphalt |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 1302004030001008033 |
|---|---|
| Street Address | 615 DOWNING CT |
| City | FULTON |
| State | MO |
| Zip | 65251-7714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 55 CHURCHILL ACRES PLAT 2 |
| Legal Subdivision | CHURCHILL ACRES PLAT 2 |
| Legal Lot Number | 55 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | EAST FULTON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 70301 |
Source: Callaway County records, as of January 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 615 DOWNING CT, FULTON, MO 65251-7714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| May 29, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CALLAWAY BANK |
| May 29, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2020 |
| Deed Sale | May 29, 2020 |
| Prior Sale | Oct 14, 2016 |
| Deed Document Number | 202003160 |
| Deed Book / Page | 485 / 177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Sep 2, 2026 |
| Property Address | 615 DOWNING CT, FULTON, MO 65251-7714 |
| Document Number | 0000005359 |
| Book / Page | 529 / 867 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 20265359 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 615 DOWNING CT, FULTON, MO 65251-7714 |
| Document Number | 0000005359, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 529/867 |
| Instrument | 20265359 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 21, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 615 DOWNING CT, FULTON, MO 65251-7714 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000244/197 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 244/197 |
| Instrument | 202003161 |
| Name | CALLAWAY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | May 29, 2020 |
| Property Address | 615 DOWNING CT, FULTON, MO 65251-7714 |
| Document Number | 485/177 |
| Book / Page | 485 / 177 |
| Instrument Date | May 27, 2020 |
| Instrument | 202003160 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Callaway County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Fulton City |
| Unified School District | Fulton 58 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,593.00 (-0.13%) | $25,791 (-) | $135,740 (-) |
| 2024 | $1,595.00 (+0.5%) | $25,791 (-) | $135,740 (-) |
| 2023 | $1,587.00 (+1.86%) | $25,791 (+1.88%) | $135,740 (+1.88%) |
| 2022 | $1,558.00 | $25,316 Land $2,850 Building $22,466 | |
| 2021 | $133,240 Land $15,000 Building $118,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FULTON PWS serves 12,600 people · EPA ID MO3010296 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Callabyte Fiber | 1,000 / 1,000 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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