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704 Columbia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 704 Columbia Ave, Saint Cloud, FL 34769

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,620 sqft · built 2000
Lot Size0.806 acres (35,109 sqft)
Owner2 Company Names on Record
Last Sale$58,000 (Apr 2000)
Tax Bill$4 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-26-30-0951-0001-0040

Property Details

APN / Parcel Number

Primary APN03-26-30-0951-0001-0040
Alternative APNs
  • 032630546500010040
  • 263003095100010040
  • 113597

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,620 sqft Living Area
Gross Area1,732 sqft
1st Floor Area1,620 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area35,109 sqft (0.806 acres)
Lot Dimensions195 ft deep x 95 ft wide

Exterior Amenities

PorchOpen/Unfinished Porch
Porch Area112 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address704 COLUMBIA AVE
CitySAINT CLOUD
StateFL
Zip34769-3167
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeSR2
Legal DescriptionWESTSIDE MANOR ANX PB 2 PG 039 LOT 4 & S 12.5 FT LOT 3 AND SLIC N 50 FT LOT 344 ORD #2002-68
Legal Range30E
Legal Township26S
Legal Section03
Legal SubdivisionWEST SIDE MANOR ANNEX
Legal Tract951
Legal Block40
Legal Lot Number4
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2021
Census Tract43203

Owner

Source: Osceola County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 701261, SAINT CLOUD, FL 34770-1261
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed of Trust, Mortgage · VA Mortgage
NEWREZ LLC
Jul 14, 2020Deed of Trust, Mortgage · FHA Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2000 · Amount on Record
Deed SaleApr 13, 2000 · Amount on Record
Deed Book / Page1725 / 600
Last Transfer DateAug 14, 2025
Transfer Doc0068351874
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJul 24, 2026
Property Address704 COLUMBIA AVE, SAINT CLOUD, FL 34769-3167
Document Number0000096798
Book / Page7009 / 77
Instrument DateJun 12, 2026
Instrument202696798
Transaction TypeMortgage
Record UpdatedAug 5, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust, 189

Mortgage

Document Number0000096798,
DateJul 24, 2026
Book Page7009/77
Instrument202696798
Lender
NameNEWREZ LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.36%
Max Rate-1%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address704 COLUMBIA AVE, SAINT CLOUD, FL 34769-3167
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057532616
DateJul 14, 2020
Book Page5753/2616
Instrument2020090861
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 (-99.06%)$63,617 (+5.98%)$208,400 (+13.45%) Land $70,000 Building $138,400
2024$424.00 (+1.19%)
2023$419.00 (+2.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$60,025 (+3%)$183,700 (+32.25%) Land $61,200 Building $122,500
2022$410.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$58,277$138,900 Land $52,500 Building $86,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 71 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, Verizon.

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