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625 Columbia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 625 Columbia Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 937 sqft · built 1978
Lot Size0.182 acres (7,927 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Apr 2018)
Tax Bill$2,476 (2025)
Deeds & MortgagesApr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0030-0150

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0030-0150
Alternative APNs
  • 263001000100300150
  • 76766

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area937 sqft Living Area
Gross Area1,652 sqft
1st Floor Area937 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1998
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,927 sqft (0.182 acres)
Lot Dimensions127 ft deep x 58 ft wide
Garage TypeCarport
Garage Area288 sqft
CarportCarport
Carport Area288 sqft

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area319 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address625 COLUMBIA AVE
CitySAINT CLOUD
StateFL
Zip34769-3164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 30 N 16 FT LOT 15, ALL LOT 16 AND S 17 FT LOT 17 3/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block30
Legal Lot Number15
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3042
Census Tract43400

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address625 COLUMBIA AVE, SAINT CLOUD, FL 34769-3164
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2018 · Amount on Record
Deed SaleApr 27, 2018 · Amount on Record
Prior SaleJul 22, 2005 · Amount on Record
Deed Document Number201867375
Deed Book / Page5324 / 1121
Prior Transfer DateJun 1, 2008
Prior Transfer Doc0044570113
Record UpdatedJun 8, 2026

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 27, 2018
Property Address625 COLUMBIA AVE, SAINT CLOUD, FL 34769-3164
Document Number0053241121
Book / Page5324 / 1121
Map ReferenceMB B PG33&34
Instrument DateApr 20, 2018
Instrument2018067375
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 702303, SAINT CLOUD, FL 34770-2303

Transferred To (Grantee/Buyer)

NameVerified Name
Address625 COLUMBIA AVE, SAINT CLOUD, FL 34769-3164

Mortgage

Document Number2018067376
DateApr 27, 2018
Instrument2018067376
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueJan 2, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,476.00 (-34.31%) Homeowner's exemption$181,238 (-8.88%)$223,200 (+12.22%) Land $46,800 Building $176,400
2024$3,769.00 (+9.09%)
2023$3,455.00 (+11.78%)$198,900 (+16.11%) Land $42,500 Building $156,400$198,900 (+16.11%) Land $42,500 Building $156,400
2022$3,091.00$171,300 Land $38,200 Building $133,100$171,300 Land $38,200 Building $133,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 98 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 units insured
incl. 12 condo units
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, Verizon.

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