704 Carson St, Troy, NC 27371 Property Records

Montgomery County property record for 704 Carson St, Troy, NC 27371 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1975
Square Footage	1,742 sqft Finished Area
Lot Size	52,708 sqft (1.21 acres)
Garage	360 sqft
Occupancy	Owner Occupied
Tax Bill	$839.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`7538 15 54 0398`
Alternative APN	`1477421`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,742 sqft Finished Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	52,708 sqft (1.21 acres)
Depth X Width	235 ft x 208 ft Depth x Width
Garage Area	360 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Oil Heating

Location & Zoning

Account Number	1477421
Street Address	704 CARSON ST
City	TROY
State	NC
Zip	27371-3336
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HURLEY HURLEY
Jurisdiction	MONTGOMERY NC
Minor Civil Division	TROY
Census Blockgroup	1
Census Block	1035
Census Tract	960202

Owner

Source: Montgomery County records · APN 7538 15 54 0398

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	704 CARSON ST, TROY, NC 27371-3336
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 25, 2016
Transfer Doc	00766/0871
Record Refreshed	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	704 CARSON ST, TROY, NC 27371-3336
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000796/447
Date	Sep 22, 2017
Book Page	796/447
Instrument	351964

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Amount	Amount Recorded
Term	145 Months
Due	Oct 01, 2029

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Municipality	Troy Town
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$839.00	$136,548 (-) Land $26,555 Building $109,993	$136,548 (-) Land $26,555 Building $109,993
2023		$136,548 Land $26,555 Building $109,993	$136,548 Land $26,555 Building $109,993

Flood & Wildfire

704 Carson St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Montgomery County (37123C), updated November 22, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 32nd percentile of exposed land nationally · 43rd in North Carolina
Wildfire Likelihood	Low — about 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.