Montgomery County property record for 616 Carson St, Troy, NC 27371 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,568 sqft Finished Area |
| Lot Size | 36,155 sqft (0.83 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $142,000 (2006) |
| Tax Bill | $819.00 (2025) |
| Primary APN | 7538 15 54 0686 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,568 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 36,155 sqft (0.83 acres) |
| Depth X Width | 279 ft x 105 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 73186 |
|---|---|
| Street Address | 616 CARSON ST |
| City | TROY |
| State | NC |
| Zip | 27371-3338 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | J. C. HURLEY, JR. LOT 4 HURLEY #4 |
| Legal Subdivision | J C HURLEY, JR |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY NC |
| Minor Civil Division | TROY |
| Census Blockgroup | 1 |
| Census Block | 1035 |
| Census Tract | 960202 |
Source: Montgomery County records · APN 7538 15 54 0686
Assessment roll updated September 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 616 CARSON ST, TROY, NC 27371-3338 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 09, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Dec 01, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2006 · Amount on Record |
| Deed Sale | Jan 06, 2006 · Amount on Record |
| Deed Doc Number | 20065534250 |
| Deed Book / Page | 553 / 727 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 616 CARSON ST, TROY, NC 27371-3338 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 882/564 |
|---|---|
| Date | Sep 09, 2021 |
| Book Page | 882/564 |
| Instrument | 370098 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 616 CARSON ST, TROY, NC 27371-3338 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 882/581 |
|---|---|
| Date | Sep 09, 2021 |
| Book Page | 882/581 |
| Instrument | 370099 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | TROY, NC 27371 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 616 CARSON ST, TROY, NC 27371-3338 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 352842 |
|---|---|
| Date | Dec 01, 2017 |
| Book Page | 0800/0485 |
| Instrument | 352842 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $819.00 | $133,253 (+5.85%) Land $15,312 Building $117,941 | $133,253 (+5.85%) Land $15,312 Building $117,941 |
| 2023 | $125,891 Land $15,312 Building $110,579 | $125,891 Land $15,312 Building $110,579 |
616 Carson St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Montgomery County (37123C), updated November 22, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 32nd percentile of exposed land nationally · 43rd in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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