704 Capitola Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 704 Capitola Ave, Capitola, CA 95010

Property Summary

Property Type	Retail Store
Details	3,883 sqft · built 1962
Lot Size	0.37 acres (16,117 sqft)
Owner	Company Name on File
Last Sale	$1,575,000 (Jan 2021)
Tax Bill	$32,223 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036-062-42`

Property Details

APN / Parcel Number

Primary APN	`036-062-42`
Alternative APN	`036-062-42-000`

Interior

Stories	1 Story
Building Area	3,883 sqft Gross Area
1st Floor Area	3,883 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	704 CAPITOLA AVE
City	CAPITOLA
State	CA
Zip	95010
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Legal Subdivision	THE SOQUEL RANCHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1014
Census Tract	121802

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	517 RIVERVIEW DR, CAPITOLA, CA 95010-2725
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage PACIFIC VALLEY BANK
Jan 12, 2021	Grant Deed, Transfer · Commercial Mortgage 1ST CAPITAL BANK
Sep 3, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 12, 2021 · Amount on Record
Deed Sale	Jan 12, 2021 · Amount on Record
Deed Document Number	20211814
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	704 CAPITOLA AVE, CAPITOLA, CA 95010
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 RIVERVIEW DR, CAPITOLA, CA 95010-2725

Mortgage

Document Number	0000004465
Date	Feb 27, 2026
Instrument	2026-0004465

Lender

Name	PACIFIC VALLEY BANK
Type	Bank
Address	SALINAS, CA 93901

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 12, 2021
Property Address	704 CAPITOLA AVE, CAPITOLA, CA 95010
Document Number	0000001814
Instrument Date	Jan 6, 2021
Instrument	2021-0001814
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 RIVERVIEW DR, CAPITOLA, CA 95010-2725

Mortgage

Document Number	0000001815
Date	Jan 12, 2021
Instrument	2021-0001815

Lender

Name	1ST CAPITAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0000001819
Date	Jan 12, 2021
Instrument	2021-0001819

Lender

Name	CALIFORNIA STATEWIDE CERTIFIED DEVELOPME
Type	Non-Lending Institution
Address	DAVIS, CA 95616

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 3, 2020
Property Address	704 CAPITOLA AVE, CAPITOLA, CA 95010
Document Number	0000034553
Instrument Date	Aug 11, 2020
Instrument	34553
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	505 MONTGOMERY CT LINCOLN CA 956488372, LINCOLN, CA 95648-8372

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,808,485 (+2%) Land $1,035,628 Building $772,857
2025	$32,223.00 (+6.14%)	$1,773,024 (+4.04%) Land $1,015,321 Building $757,703
2024	$30,358.00 (+5.18%)
2023	$28,862.00 (+6.9%)	$1,704,175 Land $975,895 Building $728,280
2022	$26,999.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio Internet, T-Mobile USA, Xfinity.

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