Santa Cruz County property record for 627 Capitola Ave, Capitola, CA 95010 · Last verified August 2026
| Property Type | Store with Apartments |
|---|---|
| Details | 2 bd · 1 ba · 1,658 sqft · built 1978 |
| Lot Size | 0.098 acres (4,269 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,686 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-301-03 |
| Primary APN | 035-301-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,658 sqft Gross Area |
| 1st Floor Area | 1,009 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 4,269 sqft (0.098 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 627 CAPITOLA AVE |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2790 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Legal Subdivision | PM23 34 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 121802 |
Source: Santa Cruz County records · APN 035-301-03
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 JENNIFER CT, APTOS, CA 95003-2814 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2023 | Intrafamily Transfer, Transfer · Commercial Mortgage BETTERCAPITAL REAL ESTATE FUND LP |
| Apr 08, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SCC FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 17, 2014 |
| Transfer Doc | 0000035577 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 13, 2023 |
| Property Address | 627 CAPITOLA AVE, CAPITOLA, CA 95010-2790 |
| Document Number | 0000006417 |
| Map Reference | VOL 23 PG 34 |
| Instrument Date | Apr 11, 2023 |
| Instrument | 2023-0006417 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY CO COM |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 JENNIFER CT, APTOS, CA 95003-2814 |
| Document Number | 0000006418 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 2023-0006418 |
| Name | BETTERCAPITAL REAL ESTATE FUND LP |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 627 CAPITOLA AVE, CAPITOLA, CA 95010-2790 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 109 JENNIFER CT, APTOS, CA 95003-2814 |
| Document Number | 0000020542 |
|---|---|
| Date | Apr 08, 2021 |
| Instrument | 2021-0020542 |
| Name | SCC FCU |
|---|---|
| Type | Credit Union |
| Address | SANTA CRUZ, CA 95060 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $144,023 (+2%) Land $23,538 Building $120,485 | |
| 2025 | $3,686.00 (+14.15%) | $141,198 (+4.04%) Land $23,076 Building $118,122 |
| 2024 | $3,229.00 (+6.81%) | |
| 2023 | $3,023.00 (-1.88%) | $135,715 Land $22,180 Building $113,535 |
| 2022 | $3,081.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871218022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 757 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Surfnet Communications | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Cruzio Internet, Xfinity, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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