704 9th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 704 9th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.164 acres (7,151 sqft)
Owner	Company Name on File
Last Sale	$534,524 (Jul 2020)
Tax Bill	$2,826 (2025)
Deeds & Mortgages	Sep 2025 Transfer Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`85-401-3825`

Property Details

APN / Parcel Number

Primary APN	`85-401-3825`
Alternative APNs	`85-00401-3825` `42194`

Exterior

Lot Area	7,151 sqft (0.164 acres)

Location & Zoning

Street Address	704 9TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLK 38
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	EAST SAINT CLOUD
Legal Block	38
Legal Lot Number	7
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2032
Census Tract	31500

Owner

Source: Sherburne County assessment roll, as of July 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8567 116TH ST SE, CLEAR LAKE, MN 55319-9623
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage WEST BANK
Jul 16, 2020	Correction Deed, Transfer TRI-COUNTY ABSTRACT
Jul 20, 2017	Warranty Deed, Transfer GRANITE COMMUNITY BANK
Jan 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Jul 15, 2020 · Amount on Record
Deed Document Number	2020895964
Last Transfer Date	Sep 23, 2025
Transfer Doc	0000988537
Record Updated	Sep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Sep 29, 2025
Property Address	704 9TH ST SE, SAINT CLOUD, MN 56304-1426
Document Number	0000988537
Instrument Date	Sep 23, 2025
Instrument	988537
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8567 116TH ST SE, CLEAR LAKE, MN 55319-9623

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	704 9TH ST SE, SAINT CLOUD, MN 56304-1426
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000881853
Date	Nov 8, 2019
Instrument	881853

Lender

Name	WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 10, 2024

Interest

Rate Type	Fixed Rate

July 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 16, 2020
Property Address	704 9TH ST SE, SAINT CLOUD, MN 56304-1426
Document Number	0000895964
Instrument Date	Jun 30, 2020
Instrument	895964
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	TRI-COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$1,764.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8567 116TH ST SE CLEAR LAKE MN 553199623, CLEAR LAKE, MN 55319-9623

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 20, 2017
Property Address	704 9TH ST SE, SAINT CLOUD, MN 56304-1426
Document Number	0000842076
Instrument Date	Jul 13, 2017
Instrument	842076
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$425.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1774 FISCHER RD, COLD SPRING, MN 56320

Mortgage

Document Number	0000842077
Date	Jul 20, 2017
Instrument	842077

Lender

Name	GRANITE COMMUNITY BANK
Address	COLD SPRING, MN 56320

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Aug 10, 2022

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jan 9, 2017
Property Address	704 9TH ST SE, SAINT CLOUD, MN 56304-1426
Document Number	0000832779
Instrument Date	Dec 21, 2016
Instrument	832779
Transaction Type	Transfer
Record Updated	Jan 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8613 INGLESIDE AVE S COTTAGE GROVE MN 550164711, COTTAGE GROVE, MN 55016-4711

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,826.00 (+27.53%)	$192,800 (+1.58%) Land $40,000 Building $152,800	$192,800 (+1.58%) Land $40,000 Building $152,800
2023	$2,216.00	$189,800 Land $30,000 Building $159,800
2021			$189,800 Land $30,000 Building $159,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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