1021 9th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1021 9th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.131 acres (5,723 sqft)
Owner	Company Name on File
Last Sale	$45,000 (Dec 2014)
Tax Bill	$2,042 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Jul 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`85-401-7920`

Property Details

APN / Parcel Number

Primary APN	`85-401-7920`
Alternative APNs	`85-00401-7920` `42443`

Exterior

Lot Area	5,723 sqft (0.131 acres)

Location & Zoning

Street Address	1021 9TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLK 79
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	EAST SAINT CLOUD
Legal Block	79
Legal Lot Number	6
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2010
Census Tract	31500

Owner

1021 9th St SE is owned by a company that bought it in December 2014.

Source: Sherburne County records, as of April 21, 2026

Owner of Record	Company Name on File
Mailing Address	1848 6TH AVE N, SAINT CLOUD, MN 56303-1404
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit WEST BK
Jul 1, 2019	Loan Modification, Mortgage AMERICAN HERITAGE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2014 · Amount on File
Deed Sale	Dec 19, 2014 · Amount on File
Prior Sale	Jul 5, 2013 · Amount on File
Deed Document Number	2014301575
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1021 9TH ST SE, SAINT CLOUD, MN 56304-1509
Document Number	0001564739
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2005 HILLCREST DR ST CLOUD MN 563031215, ST CLOUD, MN 56303-1215

Mortgage

Document Number	0001564739
Date	Mar 16, 2020
Instrument	1564739

Lender

Name	WEST BK
Type	Bank
Address	SAINT CLOUD, MN 56301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 15, 2025

Interest

Rate Type	Adjustable Rate

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	1021 9TH ST SE, SAINT CLOUD, MN 56304-1509
Document Number	0000874694
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2005 HILLCREST DR ST CLOUD MN 563031215, ST CLOUD, MN 56303-1215

Mortgage

Document Number	0000874694
Date	Jul 8, 2019
Instrument	874694

Lender

Name	AMERICAN HERITAGE BK
Type	Bank
Address	ST CLOUD, MN 56302

Agreement

Term	120 Months
Due	Jul 7, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 1021 9th St SE was $2,042.

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,042.00	$139,300 Land $40,000 Building $99,300	$139,300 Land $40,000 Building $99,300
2023	$1,596.00	$137,400 Land $30,000 Building $107,400
2021			$137,400 Land $30,000 Building $107,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1021 9th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1021 9th St SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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