704 2nd St S, Buffalo, MN 55313 Property Records

Wright County property record for 704 2nd St S, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,763 sqft · built 1940
Lot Size	0.736 acres (32,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,000 (Mar 2021)
Tax Bill	$3,208 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-235-001010`

Property Details

APN / Parcel Number

Primary APN	`103-235-001010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,763 sqft Living Area
1st Floor Area	1,600 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	32,060 sqft (0.736 acres)
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	704 2ND ST S
City	BUFFALO
State	MN
Zip	55313-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-29 TWP-120 RANGE-025 BUFFALO PASS LOT-001 BLOCK-001
Legal Range	025
Legal Township	120
Legal Section	29
Legal Subdivision	BUFFALO PASS
Legal Block	1
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3009
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 2ND ST S, BUFFALO, MN 55313-2104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 13, 2018	Warranty Deed, Transfer ANCONA TITLE, ANCONA TITLE & ESCROW
Sep 13, 2018	Intrafamily Transfer, Transfer ANCONA TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Prior Sale	Sep 13, 2018 · Amount on Record
Deed Document Number	20211463855
Prior Transfer Date	Sep 6, 2018
Prior Transfer Doc	0001379569
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 25, 2021
Property Address	704 2ND ST S, BUFFALO, MN 55313-2104
Document Number	0001463855
Instrument Date	Feb 11, 2021
Instrument	1463855
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2022
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,277.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14648 187TH CIR NW, ELK RIVER, MN 55330-7668

Mortgage

Document Number	0001463856
Date	Mar 25, 2021
Instrument	1463856

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 13, 2018
Property Address	704 2ND ST S, BUFFALO, MN 55313-2104
Document Number	0001379568
Instrument Date	Sep 6, 2018
Instrument	1379568
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$491.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 2ND ST S BUFFALO MN 553132104, BUFFALO, MN 55313-2104

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	Sep 13, 2018
Property Address	704 2ND ST S, BUFFALO, MN 55313-2104
Document Number	0001379569
Instrument Date	Sep 6, 2018
Instrument	1379569
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	ANCONA TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	704 2ND ST S, BUFFALO, MN 55313-2104

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,208.00 (+28.42%)	$306,700 (+11.2%) Land $123,500 Building $183,200	$306,700 (+11.2%) Land $123,500 Building $183,200
2025		$275,800 (+18.47%) Land $101,000 Building $174,800	$275,800 (+18.47%) Land $101,000 Building $174,800
2023	$2,498.00 (+5.31%)	$232,800 Land $70,000 Building $162,800	$232,800 Land $70,000 Building $162,800
2022	$2,372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1983–1986)
Most Recent Claim	Aug 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon, Xtratyme Technologies.

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