703 2nd St S, Buffalo, MN 55313 Property Records

Wright County property record for 703 2nd St S, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,648 sqft · built 1910
Lot Size	0.372 acres (16,219 sqft)
Owner	2 Individual Names on File
Last Sale	$166,500 (Jan 2020)
Tax Bill	$2,660 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-046-002010`

Property Details

APN / Parcel Number

Primary APN	`103-046-002010`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,648 sqft Living Area
1st Floor Area	871 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1980
Architectural Style	Modular
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,219 sqft (0.372 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Patio Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	703 2ND ST S
City	BUFFALO
State	MN
Zip	55313-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-29 TWP-120 RANGE-025 SCHUBERTS 3RD ADDN LOT-001 BLOCK-002 002
Legal Range	025
Legal Township	120
Legal Section	29
Legal Subdivision	SCHUBERTS 3RD ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2019
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	703 2ND ST S, BUFFALO, MN 55313-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Feb 8, 2017	Grant Deed, Transfer · Conventional with PMI PERL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on File
Deed Sale	Jan 27, 2020 · Amount on File
Deed Document Number	20201417118
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 27, 2020
Property Address	703 2ND ST S, BUFFALO, MN 55313-2103
Document Number	0001417118
Instrument Date	Jan 24, 2020
Instrument	1417118
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	WATERMARK TITLE AGCY QUALIA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$549.45
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	703 2ND ST S, BUFFALO, MN 55313-2103

Mortgage

Document Number	0001417119
Date	Jan 27, 2020
Instrument	1417119

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 8, 2017
Property Address	703 2ND ST S, BUFFALO, MN 55313-2103
Document Number	0001336419
Instrument Date	Dec 28, 2016
Instrument	1336419
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	CENTRAL LAND TITLE, CENTRAL LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	703 2ND ST S BUFFALO MN 553132103, BUFFALO, MN 55313-2103

Mortgage

Document Number	1336420
Date	Feb 8, 2017
Instrument	1336420

Lender

Name	PERL MTG
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2047

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,660.00 (+6.06%)	$243,200 (+3.4%) Land $75,000 Building $168,200	$243,200 (+3.4%) Land $75,000 Building $168,200
2025		$235,200 (+3.66%) Land $75,000 Building $160,200	$235,200 (+3.66%) Land $75,000 Building $160,200
2023	$2,508.00 (+8.1%)	$226,900 Land $70,000 Building $156,900	$226,900 Land $70,000 Building $156,900
2022	$2,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–1989)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1989 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon, Xtratyme Technologies.

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