Larimer County property record for 7039 Lightning Ct, Timnath, CO 80547
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7 ba · 4,696 sqft · built 2017 |
| Lot Size | 0.236 acres (10,262 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $955,000 (Apr 2023) |
| Tax Bill | $9,565 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 87244-28-002 |
| Primary APN | 87244-28-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,696 sqft Living Area |
| Gross Area | 6,426 sqft |
| 1st Floor Area | 2,826 sqft |
| Basement Area | 2,826 sqft |
| Finished Basement | 1,870 sqft |
| Unfinished Basement | 956 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,262 sqft (0.236 acres) |
| Garage Type | Attached |
| Garage Area | 774 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 728 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1660351 |
|---|---|
| Street Address | 7039 LIGHTNING CT |
| City | TIMNATH |
| State | CO |
| Zip | 80547-4606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2, BLOCK 9, WILDWING FINAL FILING NO 2, TIM (20160012605) |
| Legal Range | 68W |
| Legal Township | 7N |
| Legal Section | 24 |
| Legal Subdivision | WILDWING FINAL FILING NO 2 |
| Legal Block | 9 |
| Legal Lot Number | 2 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | TIMNATH-WELLINGTON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 2506 |
Source: Larimer County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7039 LIGHTNING CT, TIMNATH, CO 80547-4606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 29, 2020 | Deed of Trust, Mortgage · ARM FIRSTBANK |
| Jul 31, 2018 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK |
| Jun 28, 2018 | Grant Deed, Transfer FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on Record |
| Deed Sale | Apr 18, 2023 · Amount on Record |
| Prior Sale | Jun 28, 2018 · Amount on Record |
| Deed Document Number | 202315127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Apr 18, 2023 |
| Property Address | 7039 LIGHTNING CT, TIMNATH, CO 80547-4606 |
| Document Number | 0000015127 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 20230015127 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Title Company | CANTON TITLE, CANYON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7039 LIGHTNING CT, TIMNATH, CO 80547-4606 |
| Document Number | 0000015129 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 20230015129 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.92% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.92% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.92% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 7039 LIGHTNING CT, TIMNATH, CO 80547-4606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0000110417 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 20200110417 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80215 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 7039 LIGHTNING CT, TIMNATH, CO 80547-4606 |
| Document Number | 0000048608 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | 7039 LIGHTNING CT TIMNATH CO 805474606, TIMNATH, CO 80547-4606 |
| Document Number | 0000048608 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 48608 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, CO 80215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 7, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jun 28, 2018 |
| Property Address | 7039 LIGHTNING CT, TIMNATH, CO 80547-4606 |
| Document Number | 0000039173 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 39173 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61.49 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7039 LIGHTNING CT TIMNATH CO 805474606, TIMNATH, CO 80547-4606 |
| Document Number | 39174 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 39174 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, CO 80215 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 27, 2048 |
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Timnath Town |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,565.00 (-12.67%) | $55,794 (-19.56%) Land $11,894 Building $43,900 | $892,700 (-13.77%) Land $190,300 Building $702,400 |
| 2024 | $10,953.00 (+2.85%) | ||
| 2023 | $10,650.00 (+29.7%) | $69,365 (+34.53%) Land $19,162 Building $50,203 | $1,035,300 (+39.55%) Land $286,000 Building $749,300 |
| 2022 | $8,211.00 | $51,562 Land $10,425 Building $41,137 | $741,900 Land $150,000 Building $591,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.8% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LARIMER COUNTY WD serves 27,944 people · EPA ID CO0135233 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| CenturyLink Fiber | 940 / 940 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
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