7038 Ripple Pond Loop, Zephyrhills, FL 33541 Property Records

Pasco County property record for 7038 Ripple Pond Loop, Zephyrhills, FL 33541 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,666 sqft · built 2023
Lot Size0.043 acres (1,884 sqft)
OwnerIndividual Name on File
Last Sale$256,800 (May 2023)
Tax Bill$6,854 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-26-21-0140-00100-0660

Property Details

APN / Parcel Number

Primary APN04-26-21-0140-00100-0660

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,666 sqft Living Area
Gross Area2,144 sqft
Upper Floors Area991 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,884 sqft (0.043 acres)
Garage Area260 sqft
DrivewayDriveway
Driveway Area340 sqft
PorchFinished/Screened Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address7038 RIPPLE POND LOOP
CityZEPHYRHILLS
StateFL
Zip33541-4830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionABBOTT SQUARE PHASE 1A PB 89 PG 28 BLOCK 1 LOT 66
Legal Phase1A
Legal Block1
Legal Lot Number66
JurisdictionPASCO FL
Township / Civil DivisionZEPHYRHILLS
Census Block Group3
Census Block3013
Census Tract32901

Owner

Source: Pasco County records · APN 04-26-21-0140-00100-0660

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7038 RIPPLE POND LOOP, ZEPHYRHILLS, FL 33541-4830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 30, 2023 · Amount on Record
Deed SaleMay 30, 2023 · Amount on Record
Deed Document Number2023096039
Deed Book / Page10826 / 1152
Record UpdatedJun 08, 2026

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateMay 30, 2023
Property Address7038 RIPPLE POND LOOP, ZEPHYRHILLS, FL 33541-4830
Document Number0108261152
Book / Page10826 / 1152
Map ReferenceMB 89 PG 28
Instrument DateMay 25, 2023
Instrument2023096039
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 09, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,797.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4301 W BOY SCOUT BLVD # BLVD600, BLVD600, TAMPA, FL 33607-5709

Transferred To (Grantee/Buyer)

NameVerified Name
Address7038 RIPPLE POND LOOP, ZEPHYRHILLS, FL 33541-4830

Mortgage

Document Number0108261156
DateMay 30, 2023
Instrument10826/1156
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
MunicipalityZephyrhills City
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,854.00 (+206.8%) Homeowner's exemption$222,578 (+586.86%) Land $29,202 Building $193,376$222,578 (+586.86%) Land $29,202 Building $193,376
2023$2,234.00 (+686.62%)$32,405 (+15%) Land $32,405$32,405 (+15%) Land $32,405
2022$284.00$12,962$12,962 Land $12,962

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121010329013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 65 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims5 (2024)
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Wildfire

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire LikelihoodAbout 1 in 403 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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