Pasco County property record for 7022 Ripple Pond Loop, Zephyrhills, FL 33541
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,666 sqft · built 2023 |
| Lot Size | 0.043 acres (1,884 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,700 (Sep 2023) |
| Tax Bill | $6,854 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-21-0140-00100-0620 |
| Primary APN | 04-26-21-0140-00100-0620 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,666 sqft Living Area |
| Gross Area | 2,144 sqft |
| Upper Floors Area | 991 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,884 sqft (0.043 acres) |
| Garage Area | 260 sqft |
| Driveway | Driveway |
| Driveway Area | 340 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 7022 RIPPLE POND LOOP |
|---|---|
| City | ZEPHYRHILLS |
| State | FL |
| Zip | 33541-4830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0PUD |
| Legal Description | ABBOTT SQUARE PHASE 1A PB 89 PG 28 BLOCK 1 LOT 62 |
| Legal Phase | 1A |
| Legal Block | 1 |
| Legal Lot Number | 62 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | ZEPHYRHILLS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 32901 |
Source: Pasco County records · APN 04-26-21-0140-00100-0620
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7022 RIPPLE POND LOOP, ZEPHYRHILLS, FL 33541-4830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP |
| Sep 19, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2023 · Amount on Record |
| Deed Sale | Sep 19, 2023 · Amount on Record |
| Deed Document Number | 2023166396 |
| Deed Book / Page | 10887 / 3385 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 7022 RIPPLE POND LOOP, ZEPHYRHILLS, FL 33541-4830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2024 |
| Name | Verified Name |
|---|---|
| Address | 7022 RIPPLE POND LOOP, ZEPHYRHILLS, FL 33541-4830 |
| Document Number | 0108873415 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 10887/3415 |
| Instrument | 2023166398 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 19, 2023 |
| Property Address | 7022 RIPPLE POND LOOP, ZEPHYRHILLS, FL 33541-4830 |
| Document Number | 0108873385 |
| Book / Page | 10887 / 3385 |
| Map Reference | MB 89 PG 28 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023166396 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 09, 2024 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,894.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4301 W BOY SCOUT BLVD, TAMPA, FL 33607-5709 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 7022 RIPPLE POND LOOP, ZEPHYRHILLS, FL 33541-4830 |
| Document Number | 0108873389 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 10887/3389 |
| Instrument | 2023166397 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
Source: Pasco County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Municipality | Zephyrhills City |
| Unified School District | Pasco County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,854.00 (+206.8%) Homeowner's exemption | $222,578 (+586.86%) Land $29,202 Building $193,376 | $222,578 (+586.86%) Land $29,202 Building $193,376 |
| 2023 | $2,234.00 (+686.62%) | $32,405 (+15%) Land $32,405 | $32,405 (+15%) Land $32,405 |
| 2022 | $284.00 | $12,962 | $12,962 Land $12,962 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 65 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 5 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
Based on FCC filings for 229 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ZEPHYRHILLS serves 29,117 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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