7038 43rd Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 7038 43rd Ave E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,036 sqft · built 2005
Lot Size	0.252 acres (10,959 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jun 2022)
Tax Bill	$4,647 (2024)
Deeds & Mortgages	May 2024 Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6735-0505-9`

Property Details

APN / Parcel Number

Primary APN	`6735-0505-9`
Alternative APNs	`331829673505059` `0673505059`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,036 sqft Living Area
Gross Area	2,839 sqft
1st Floor Area	2,036 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,959 sqft (0.252 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0673505059
Street Address	7038 43RD AVE E
City	PALMETTO
State	FL
Zip	34221-7378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 76 NORTHWOOD PARK PI#6735.0505/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	NORTHWOOD PARK
Legal Tract	00673500
Legal Lot Number	76
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	1
Census Block	1016
Census Tract	1915

Owner

7038 43rd Ave E is owned and occupied by two individuals who bought it in June 2022.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7038 43RD AVE E, PALMETTO, FL 34221-7378
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2024	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 8, 2022	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 26, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK
May 5, 2017	Deed of Trust, Mortgage · FHA Mortgage LENDERFI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on File
Deed Sale	Jun 8, 2022 · Amount on File
Prior Sale	May 13, 2010 · Amount on File
Deed Document Number	202275911
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7038 43RD AVE E, PALMETTO, FL 34221-7378
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7038 43RD AVE E, PALMETTO, FL 34221-7378

Mortgage

Document Number	0041047910
Date	May 9, 2024
Instrument	202441047910

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	May 1, 2064

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 8, 2022
Property Address	7038 43RD AVE E, PALMETTO, FL 34221-7378
Document Number	0041075911
Map Reference	MB 44 PG 152-159
Instrument Date	Jun 1, 2022
Instrument	202241075911
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 W HIGHWAY 14130, SPEARFISH, SD 57783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7038 43RD AVE E, PALMETTO, FL 34221-7378

Mortgage

Document Number	0041075912
Date	Jun 8, 2022
Instrument	202241075912

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7038 43RD AVE E, PALMETTO, FL 34221-7378
Document Number	0026961007
Book / Page	002696 / 001007
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7038 43RD AVE E PALMETTO FL 342217378, PALMETTO, FL 34221-7378

Mortgage

Document Number	0026961007
Date	Oct 10, 2017
Book Page	002696/001007
Instrument	41095760

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7038 43RD AVE E, PALMETTO, FL 34221-7378
Document Number	0026750516
Book / Page	002675 / 000516
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 16, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7038 43RD AVE E PALMETTO FL 342217378, PALMETTO, FL 34221-7378

Mortgage

Document Number	0026750516
Date	May 22, 2017
Book Page	002675/000516
Instrument	41047916

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,151 (-5.78%) Land $45,900 Building $300,251	$346,151 (-5.78%) Land $45,900 Building $300,251
2025		$367,384 Land $45,900 Building $321,484	$367,384 Land $45,900 Building $321,484
2024	$4,647.00 (-7.72%)
2023	$5,036.00 (+230.45%) Homeowner's exemption	$389,015 (+192.7%) Land $45,900 Building $343,115	$389,015 (+14.26%) Land $45,900 Building $343,115
2022	$1,524.00 Homeowner's exemption	$132,905	$340,472 Land $45,000 Building $295,472

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7038 43rd Ave E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7038 43rd Ave E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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