7027 43rd Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 7027 43rd Ave E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,111 sqft · built 2005
Lot Size	0.175 acres (7,637 sqft)
Owner	2 Individual Names on File
Last Sale	$479,900 (Jun 2024)
Tax Bill	$245 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6735-0445-9`

Property Details

APN / Parcel Number

Primary APN	`6735-0445-9`
Alternative APNs	`331829673504459` `0673504459`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,111 sqft Living Area
Gross Area	2,826 sqft
1st Floor Area	2,111 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,637 sqft (0.175 acres)
Lot Dimensions	118 ft deep x 65 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Pool Area	336 sqft
Porch	Screened Porch
Porch Area	241 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0673504459
Street Address	7027 43RD AVE E
City	PALMETTO
State	FL
Zip	34221-7379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 64 NORTHWOOD PARK PI#6735.0445/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	NORTHWOOD PARK
Legal Tract	00673500
Legal Lot Number	64
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	1
Census Block	1018
Census Tract	1915

Owner

7027 43rd Ave E is owned and occupied by two individuals who bought it in June 2024.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7027 43RD AVE E, PALMETTO, FL 34221-7379
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage LENDING SPOT LLC
Jun 12, 2024	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Feb 6, 2019	Loan Modification, Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2024 · Amount on File
Deed Sale	Jun 12, 2024 · Amount on File
Prior Sale	Jan 6, 2016 · Amount on File
Deed Document Number	202461394
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7027 43RD AVE E, PALMETTO, FL 34221-7379
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7027 43RD AVE E, PALMETTO, FL 34221-7379

Mortgage

Document Number	0041009879
Date	Jan 21, 2022
Instrument	202241009879

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7027 43RD AVE E, PALMETTO, FL 34221-7379
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7027 43RD AVE E, PALMETTO, FL 34221-7379

Mortgage

Document Number	0041046384
Date	Apr 11, 2025
Instrument	202541046384

Lender

Name	LENDING SPOT LLC
Type	Mortgage Company
Address	MIAMI, FL 33156

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 12, 2024
Property Address	7027 43RD AVE E, PALMETTO, FL 34221-7379
Document Number	0041061394
Map Reference	MB 44 PG 152-159
Instrument Date	Jun 7, 2024
Instrument	202441061394
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,359.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 W LAKE ST, IVA, SC 29655-8214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7027 43RD AVE E, PALMETTO, FL 34221-7379

Mortgage

Document Number	0041061395
Date	Jun 12, 2024
Instrument	202441061395

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	7027 43RD AVE E, PALMETTO, FL 34221-7379
Document Number	0027784867
Instrument Date	Feb 6, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7027 43RD AVE E PALMETTO FL 342217379, PALMETTO, FL 34221-7379

Mortgage

Document Number	0027784867
Date	Apr 24, 2019
Book Page	002778/004867
Instrument	41038627

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,454 (-5.99%) Land $40,800 Building $308,654	$349,454 (-5.99%) Land $40,800 Building $308,654
2025		$371,709 Land $40,800 Building $330,909	$371,709 Land $40,800 Building $330,909
2024	$245.00 (+7.46%)
2023	$228.00 (+6.54%) Veteran's exemption	$239,113 (+3%)	$399,837 (+15.53%) Land $40,800 Building $359,037
2022	$214.00 Disabled Person's exemption Veteran's exemption	$232,149	$346,103 Land $40,000 Building $306,103

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7027 43rd Ave E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7027 43rd Ave E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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