7031 Fairmount Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 7031 Fairmount Ave, El Cerrito, CA 94530 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,186 sqft · built 1926
Lot Size	0.078 acres (3,404 sqft)
Owner	2 Company Names on File
Last Sale	$257,000 (Feb 2004)
Tax Bill	$8,947 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`504-102-010-7`

Property Details

APN / Parcel Number

Primary APN	`504-102-010-7`
Alternative APN	`504-102-010`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	1,186 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1935
Lot Area	3,404 sqft (0.078 acres)
Garage Type	Attached
Garage Area	192 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7031 FAIRMOUNT AVE
City	EL CERRITO
State	CA
Zip	94530-3713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENDERSON TAPSCOTT LOT 44 POR 43 BLK 27
Legal Subdivision	HENDERSON TAPSCOTT
Legal Block	27
Legal Lot Number	44
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	389100

Owner

Source: Contra Costa County records · APN 504-102-010-7

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3672 NORRIS CANYON RD, SAN RAMON, CA 94583-2059
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 03, 2004 · Amount on Record
Deed Sale	Feb 03, 2004 · Amount on Record
Prior Sale	Dec 17, 2001 · Amount on Record
Deed Document Number	200435619
Prior Transfer Date	Apr 08, 1994
Prior Transfer Doc	0000103761
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7031 FAIRMOUNT AVE, EL CERRITO, CA 94530-3713
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000192478
Date	Oct 20, 2017
Instrument	2017-192478

Lender

Name	CATHAY BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2020
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	10.5%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$618,603 (+2%) Land $419,102 Building $199,501
2025	$8,947.00 (+4.17%)	$606,475 (+4.04%) Land $410,885 Building $195,590
2023	$8,589.00 (+1.56%)	$582,927 Land $394,931 Building $187,996
2022	$8,457.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133891002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.