7023 Fairmount Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 7023 Fairmount Ave, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,030 sqft · built 1950
Lot Size	0.08 acres (3,478 sqft)
Owner	2 Trust Names on File
Last Sale	$1,180,000 (Jul 2021)
Tax Bill	$14,464 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`504-102-011-5`

Property Details

APN / Parcel Number

Primary APN	`504-102-011-5`
Alternative APN	`504-102-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,030 sqft Living Area
1st Floor Area	1,030 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Lot Area	3,478 sqft (0.08 acres)
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	7023 FAIRMOUNT AVE
City	EL CERRITO
State	CA
Zip	94530-3713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HENDERSON TAPSCOTT LOT 42 POR 43 BLK 27
Legal Subdivision	HENDERSON TAPSCOTT
Legal Block	27
Legal Lot Number	42
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	389100

Owner

7023 Fairmount Ave is held in a trust since April 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7023 FAIRMOUNT AVE, EL CERRITO, CA 94530-3713
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jul 6, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 7, 2020	Correction Deed · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 22, 2017	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Dec 22, 2017 · Amount on File
Deed Document Number	2021190346
Last Transfer Date	Apr 1, 2024
Transfer Doc	0000068234
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7023 FAIRMOUNT AVE, EL CERRITO, CA 94530-3713
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7023 FAIRMOUNT AVE, EL CERRITO, CA 94530-3713

Mortgage

Document Number	0000211287
Date	Sep 22, 2020
Instrument	2020-211287

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 6, 2021
Property Address	7023 FAIRMOUNT AVE, EL CERRITO, CA 94530-3713
Document Number	0000190346
Map Reference	MB 1 PG 1
Instrument Date	Jun 20, 2021
Instrument	2021-190346
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7023 FAIRMOUNT AVE, EL CERRITO, CA 94530-3713

Mortgage

Document Number	0000190347
Date	Jul 6, 2021
Instrument	2021-190347

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 7, 2020
Property Address	7023 FAIRMOUNT AVE, EL CERRITO, CA 94530-3713
Document Number	0000002519
Map Reference	VOL 1 PG 1
Instrument Date	Dec 27, 2019
Instrument	2020-002519
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7023 FAIRMOUNT AVE, EL CERRITO, CA 94530-3713

Mortgage

Document Number	0000002520
Date	Jan 7, 2020
Instrument	2020-002520

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 22, 2017
Property Address	7023 FAIRMOUNT AVE, EL CERRITO, CA 94530-3713
Document Number	0000240501
Instrument Date	Dec 15, 2017
Instrument	240501
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7023 FAIRMOUNT AVE EL CERRITO CA 945303713, EL CERRITO, CA 94530-3713

Mortgage

Document Number	240502
Date	Dec 22, 2017
Instrument	240502

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7023 Fairmount Ave was $14,464.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,000,000 (-3.47%) Land $677,967 Building $322,033
2025	$14,464.00	$1,036,000 Land $702,000 Building $334,000
2023	$14,671.00 (-10.11%)	$1,058,000 Land $717,000 Building $341,000
2022	$16,321.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7023 Fairmount Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7023 Fairmount Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 900 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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