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703 W Cottage St, Terrell, TX 75160 Property Records

Kaufman County property record for 703 W Cottage St, Terrell, TX 75160

Property Summary

Property TypeSingle Family Home
Details1 ba · 768 sqft · built 1940
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on Record
Tax Bill$3,099 (2024)
Deeds & MortgagesMar 2022 Mortgage
Jul 2021 Sale
Flood ZoneZone X (minimal risk)
APNS3720141800

Property Details

APN / Parcel Number

Primary APNS3720141800
Alternative APNs
  • 00.3720.0294.0002.00.06.06
  • R40548

Interior

Full Baths1 Bath
Stories1 Story
Building Area768 sqft Living Area
1st Floor Area768 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2010
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Lot Depth88 ft Depth
PorchCovered Porch
Porch Area60 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR40548
Old Parcel NumberS3720141800
Street Address703 W COTTAGE ST
CityTERRELL
StateTX
Zip75160-3507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTERRELL REVISED, BLOCK 294, LOT 2A
Legal SubdivisionTERRELL REVISED
Legal Block294
Legal Lot Number2A
JurisdictionKAUFMAN TX
Township / Civil DivisionTERRELL
Census Block Group3
Census Block3044
Census Tract50500

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1624 CEMETERY RD, MESQUITE, TX 75149
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2022Deed of Trust, Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jul 26, 2021Warranty Deed, Transfer
TRULY TITLE INC - UTAH, TRULY TITLE INC TEXAS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2021
Deed SaleJul 26, 2021
Prior SaleJun 14, 2016
Deed Document Number2021-0029617
Deed Book / Page7118 / 545
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUFMAN TX
Property Address703 W COTTAGE ST, TERRELL, TX 75160-3507
Transaction TypeMortgage
Record UpdatedMar 11, 2022
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0075020227
DateMar 2, 2022
Book Page7502/227
Instrument2022-0008188
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
AmountAmount Recorded
Term360 Months
DueMar 8, 2052

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKAUFMAN TX
Recording DateJul 26, 2021
Property Address703 W COTTAGE ST, TERRELL, TX 75160-3507
Document Number0071180545
Book / Page7118 / 545
Map ReferenceDOC 2021-0012092
Instrument DateJul 23, 2021
Instrument2021-0029617
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyTRULY TITLE INC - UTAH, TRULY TITLE INC TEXAS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address421 NICOLE DR, 421, ROCKWALL, TX 75032-6159

Transferred To (Grantee/Buyer)

NameVerified Name
Address703 W COTTAGE ST, TERRELL, TX 75160-3507

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyKaufman County
MunicipalityTerrell City
Unified School DistrictTerrell Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$133,660 (+21.51%) Land $47,393 Building $86,267$133,660 (+21.51%) Land $47,393 Building $86,267
2024$3,099.00 (+19.65%)
2023$2,590.00 (-9.06%)$110,000 Land $55,539 Building $54,461$110,000 Land $55,539 Building $54,461
2022$2,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TERRELL
serves 18,432 people · EPA ID TX1290006
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Optimum
Cable · Fiber in parts of the area		940 / 35
Wi-Five Broadband
Fixed Wireless		100 / 100

May also be available: ANTS Technology, Element8, Nextlink, T-Mobile, Verizon.

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