405 W Cottage St, Terrell, TX 75160 Property Records

Kaufman County property record for 405 W Cottage St, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	1,071 sqft · built 2002
Lot Size	0.252 acres (10,999 sqft)
Owner	Individual Name on File
Tax Bill	$1,117 (2024)
Deeds & Mortgages	Oct 2023 Transfer Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S4070027000`

Property Details

APN / Parcel Number

Primary APN	`S4070027000`
Alternative APNs	`00.4070.0091.0001.03.06.06` `R43301`

Interior

Stories	1 Story
Building Area	1,071 sqft Living Area
1st Floor Area	1,071 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,999 sqft (0.252 acres)
Lot Depth	110 ft Depth
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R43301
Old Parcel Number	S4070027000
Street Address	405 W COTTAGE ST
City	TERRELL
State	TX
Zip	75160-3501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN BLOCK 91, LOT 1F & 1D EXEMPT 1-22-98
Legal Subdivision	WESTERN
Legal Block	91
Legal Lot Number	1D,1F 1D
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	3
Census Block	3043
Census Tract	50500

Owner

405 W Cottage St is owned and occupied by an individual who acquired it in February 2020.

Source: Kaufman County records, as of October 31, 2025

Owner of Record	Individual Name on File
Mailing Address	405 W COTTAGE ST, TERRELL, TX 75160-3501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Correction Deed
Oct 31, 2023	Correction Deed
Apr 12, 2023	Warranty Deed, Transfer
Dec 29, 2022	Administrator's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2020
Deed Sale	Feb 26, 2020
Deed Document Number	2020-0005279
Record Updated	Jun 8, 2026

October 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	KAUFMAN TX
Recording Date	Oct 31, 2023
Property Address	405 W COTTAGE ST, TERRELL, TX 75160-3501
Document Number	0082810033
Book / Page	8281 / 33
Instrument Date	Oct 13, 2023
Instrument	2023-0030920
Record Updated	Nov 10, 2023

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1815 TRAILVIEW DR, TERRELL, TX 75160-5127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W COTTAGE ST, TERRELL, TX 75160-3501

October 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	KAUFMAN TX
Recording Date	Oct 31, 2023
Property Address	405 W COTTAGE ST, TERRELL, TX 75160-3501
Document Number	0082810039
Book / Page	8281 / 39
Instrument Date	Apr 12, 2023
Instrument	2023-0030921
Record Updated	Nov 10, 2023

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 W COTTAGE ST, TERRELL, TX 75160-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W COTTAGE ST, TERRELL, TX 75160-3501

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Apr 12, 2023
Property Address	405 W COTTAGE ST, TERRELL, TX 75160-3501
Document Number	0080420567
Book / Page	8042 / 567
Map Reference	VOL 898 PG 54
Instrument Date	Apr 12, 2023
Instrument	2023-0009683
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 W COTTAGE ST, TERRELL, TX 75160-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W COTTAGE ST, TERRELL, TX 75160-3501

December 2022: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	KAUFMAN TX
Recording Date	Dec 29, 2022
Property Address	405 W COTTAGE ST, TERRELL, TX 75160-3501
Document Number	0079340451
Book / Page	7934 / 451
Instrument Date	Dec 14, 2022
Instrument	2022-0046785
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1815 TRAILVIEW DR, TERRELL, TX 75160-5127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W COTTAGE ST, TERRELL, TX 75160-3501

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Terrell City
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,896 Land $61,930 Building $125,966	$187,896 Land $61,930 Building $125,966
2024	$1,117.00 (+7.51%)
2023	$1,039.00 (-29.75%) Homeowner's exemption Disabled Person's exemption	$179,753 (+17.96%) Land $55,000 Building $124,753	$179,753 (+17.96%) Land $55,000 Building $124,753
2022	$1,479.00 Homeowner's exemption Disabled Person's exemption	$152,382 Land $27,500 Building $124,882	$152,382 Land $27,500 Building $124,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 W Cottage St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 W Cottage St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TERRELL serves 18,432 people · EPA ID TX1290006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: ANTS Technology, Element8, Nextlink, T-Mobile, Verizon.

Nearby Properties on W Cottage St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures