703 S Rowan Ave, Spencer, NC 28159 Property Records

Rowan County property record for 703 S Rowan Ave, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,184 sqft · built 1948
Lot Size	0.25 acres (10,875 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Jul 2018)
Tax Bill	$1,430 (2026)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032 073`

Property Details

APN / Parcel Number

Primary APN	`032 073`
Alternative APN	`704572`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	959 sqft
Unfinished Basement	959 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2005
Exterior Material	Other
Foundation Type	Footing
Lot Area	10,875 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 75 ft wide
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	703 S ROWAN AVE
City	SPENCER
State	NC
Zip	28159-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6:TWO FAM
Legal Description	L2 & PT3 B53
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	4
Census Block	4033
Census Tract	50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	703 S ROWAN AVE, SPENCER, NC 28159-2145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2018 · Amount on Record
Deed Sale	Jul 13, 2018 · Amount on Record
Deed Book / Page	1312 / 416
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 13, 2018
Property Address	703 S ROWAN AVE, SPENCER, NC 28159-2145
Document Number	0013120416
Book / Page	1312 / 0416
Instrument Date	Jul 13, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3801 CHANDONWOOD CT, 3801, CHARLOTTE, NC 28226-3122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 S ROWAN AVE, SPENCER, NC 28159-2145

Mortgage

Document Number	13120417
Date	Jul 13, 2018
Instrument	1312/0417

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,430.00	$126,602 (-) Land $21,600 Building $105,002	$126,602 (-) Land $21,600 Building $105,002
2023	$1,430.00	$126,602 Land $21,600 Building $105,002	$126,602 Land $21,600 Building $105,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30