Rowan County property record for 701 S Rowan Ave, Spencer, NC 28159
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 968 sqft · built 1948 |
| Lot Size | 0.17 acres (7,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $287,000 (Oct 2023) |
| Tax Bill | $1,253 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032 074 |
| Primary APN | 032 074 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Basement Area | 484 sqft |
| Unfinished Basement | 484 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,250 sqft (0.17 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 44 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 701 S ROWAN AVE |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6:TWO FAM |
| Legal Description | L1 B53 |
| Legal Subdivision | HENDERSON & VANDERFORD ADDITION |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 50700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
701 S Rowan Ave is owned by a company that bought it in October 2023.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 406 S SALISBURY AVE, SPENCER, NC 28159-2239 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KIAVI FUNDING INC |
| Mar 3, 2023 | Deed of Trust, Mortgage KECK PROPERTIES LLC |
| Mar 3, 2023 | Warranty Deed, Transfer KECK PROPERIES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2023 · Amount on File |
| Deed Sale | Oct 10, 2023 · Amount on File |
| Prior Sale | Sep 8, 2004 · Amount on File |
| Deed Book / Page | 1431 / 80 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 17, 2026 |
| Property Address | 701 S ROWAN AVE, SPENCER, NC 28159-2145 |
| Document Number | 1487000271 |
| Book / Page | 1487 / 271 |
| Instrument Date | Jul 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 506 S SALISBURY AVE, SPENCER, NC 28159-2102 |
| Document Number | 1487000271, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 1487/271 |
| Name | KIAVI FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 701 S ROWAN AVE, SPENCER, NC 28159-2145 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0014190143 |
|---|---|
| Date | Mar 3, 2023 |
| Book Page | 1419/143 |
| Name | KECK PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROCKWELL, NC 28138 |
| Amount | Amount on Record |
|---|---|
| Term | 9 Months |
| Due | Dec 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 3, 2023 |
| Property Address | 701 S ROWAN AVE, SPENCER, NC 28159-2145 |
| Document Number | 0014190141 |
| Book / Page | 1419 / 141 |
| Instrument Date | Jan 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 ROCK CREEK RD, ROCKWELL, NC 28138-5614 |
| Name | Verified Name |
|---|---|
| Address | 506 S SALISBURY AVE, SPENCER, NC 28159-2102 |
| Document Number | 0014190142 |
|---|---|
| Date | Mar 3, 2023 |
| Book Page | 1419/142 |
| Name | KECK PROPERIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROCKWELL, NC 28138 |
| Amount | Amount on Record |
|---|---|
| Term | 18 Months |
| Due | Sep 1, 2024 |
The 2026 property tax bill for 701 S Rowan Ave was $1,253.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,253.00 | $110,955 (-) Land $18,000 Building $92,955 | $110,955 Land $18,000 Building $92,955 |
| 2025 | $1,253.00 | $110,955 Land $18,000 Building $92,955 | |
| 2023 | $1,253.00 (+65.52%) | $110,955 (+92.32%) Land $18,000 Building $92,955 | $110,955 (+92.32%) Land $18,000 Building $92,955 |
| 2022 | $757.00 | $57,693 Land $15,000 Building $42,693 | $57,693 Land $15,000 Building $42,693 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 701 S Rowan Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 701 S Rowan Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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