Gila County property record for 703 S Ridgeway Ln, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 4,539 sqft · built 2009 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Mar 2020) |
| Tax Bill | $4,808 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Mar 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-64-015 |
| Primary APN | 304-64-015 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,539 sqft Living Area |
| Gross Area | 5,699 sqft |
| 1st Floor Area | 1,513 sqft |
| Flooring | Carpet |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 1,160 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 300 sqft |
| Canopy | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | R036032 |
|---|---|
| Street Address | 703 S RIDGEWAY LN |
| City | PAYSON |
| State | AZ |
| Zip | 85541-5843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 02 TOWNSHIP: 10N RANGE: 10E LOT 15 OF EAST GATEWAY OF PLAT 768SW1/4 SEC 2 T10N R10E = 0.40 AC (OUT OF 304-01-004G) |
| Legal Range | 10E |
| Legal Township | 10N |
| Legal Section | 02 |
| Legal Subdivision | EAST GATEWAY |
| Legal Lot Number | 15 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 500 |
Source: Gila County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 703 S RIDGEWAY LN, PAYSON, AZ 85541-5843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 20, 2020 | Affidavit, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 17, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Mar 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2020 · Amount on Record |
| Deed Sale | Mar 20, 2020 · Amount on Record |
| Prior Sale | May 1, 2018 · Amount on Record |
| Deed Document Number | 20203328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 703 S RIDGEWAY LN, PAYSON, AZ 85541-5843 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000010450 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 2019-010450 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Mar 20, 2020 |
| Property Address | 703 S RIDGEWAY LN, PAYSON, AZ 85541-5843 |
| Document Number | 0000003328 |
| Map Reference | DOC 2006-017058 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 2020-003328 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | PIONEER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 703 S RIDGEWAY LN, 703, PAYSON, AZ 85541-5843 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 703 S RIDGEWAY LN, PAYSON, AZ 85541-5843 |
| Document Number | 0000003329 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 2020-003329 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | May 1, 2018 |
| Property Address | 703 S RIDGEWAY LN, PAYSON, AZ 85541-5843 |
| Document Number | 0000004644 |
| Map Reference | MAP769A&768B |
| Instrument Date | Apr 26, 2018 |
| Instrument | 2018-004644 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 703 S RIDGEWAY LN, 703, PAYSON, AZ 85541-5843 |
| Name | Verified Name |
|---|---|
| Address | 305 N PARK TRAIL CIR, PAYSON, AZ 85541-6208 |
| Document Number | 0000004645 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 2018-004645 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | May 17, 2017 |
| Property Address | 703 S RIDGEWAY LN, PAYSON, AZ 85541-5843 |
| Document Number | 0000004750 |
| Instrument Date | May 1, 2017 |
| Instrument | 4750 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Mar 14, 2017 |
| Property Address | 703 S RIDGEWAY LN, PAYSON, AZ 85541-5843 |
| Document Number | 0000002505 |
| Instrument Date | Feb 6, 2017 |
| Instrument | 2505 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE & TR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $409.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 10061 N 77TH ST SCOTTSDALE AZ 852581100, SCOTTSDALE, AZ 85258-1100 |
| Document Number | 2506 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 2506 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | EAST BRUNSWICK, NJ 08816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2047 |
Source: Gila County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,679 (+2.48%) Land $7,690 Building $61,989 | $696,787 (+2.48%) Land $76,897 Building $619,890 | |
| 2025 | $4,808.00 (+8.19%) | ||
| 2024 | $67,992 Land $7,316 Building $60,676 | $679,921 Land $73,156 Building $606,765 | |
| 2023 | $4,444.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 69% of Arizona |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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