713 S Ridgeway Ln, Payson, AZ 85541 Property Records

Gila County property record for 713 S Ridgeway Ln, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details1,577 sqft · built 2007
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Jun 2019)
Tax Bill$4,584 (2025)
Deeds & MortgagesJun 2021 Mortgage
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN304-64-013

Property Details

APN / Parcel Number

Primary APN304-64-013
Alternative APNs
  • R036024
  • 036024

Interior

Stories1 Story
Building Area1,577 sqft Living Area
1st Floor Area1,577 sqft
Basement Area1,577 sqft
Finished Basement1,577 sqft

Exterior

Year BuiltBuilt 2007
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsbestos
Lot Area17,424 sqft (0.4 acres)
Garage TypeAttached
Garage Area689 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area236 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemForced Air

Location & Zoning

Account NumberR036024
Street Address713 S RIDGEWAY LN
CityPAYSON
StateAZ
Zip85541-5843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 02 TOWNSHIP: 10N RANGE: 10E LOT 13 OF EAST GATEWAY OF PLAT 768SW1/4 SEC 2 T10N R10E = 0.40 AC (OUT OF 304-01-004G)
Legal Range10E
Legal Township10N
Legal Section02
Legal SubdivisionE&J MOUNTAIN/EAST GATEWAY
Legal Lot Number13
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group1
Census Block1018
Census Tract500

Owner

713 S Ridgeway Ln is owned by two individuals who bought it in June 2019.

Source: Gila County records, as of December 4, 2025

Owner of Record2 Individual Names on File
Mailing Address107 W WADE LN STE 3, 3, PAYSON, AZ 85541-4872
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Dec 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Mar 6, 2020Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING
Jun 27, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2019 · Amount on File
Deed SaleJun 27, 2019 · Amount on File
Prior SaleSep 29, 2011
Deed Document Number2019-006959
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address713 S RIDGEWAY LN, PAYSON, AZ 85541-5843
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 S RIDGEWAY LN, PAYSON, AZ 85541-5843

Mortgage

Document Number0000008263
DateJun 7, 2021
Instrument2021-008263
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address713 S RIDGEWAY LN, PAYSON, AZ 85541-5843
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 S RIDGEWAY LN, PAYSON, AZ 85541-5843

Mortgage

Document Number0000016787
DateDec 17, 2021
Instrument2021-016787
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address713 S RIDGEWAY LN, PAYSON, AZ 85541-5843
Document Number0000003663
Instrument DateMar 6, 2020
Transaction TypeMortgage
Record UpdatedApr 29, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address713 S RIDGEWAY LN PAYSON AZ 855415843, PAYSON, AZ 85541-5843

Mortgage

Document Number0000003663
DateMar 30, 2020
Instrument3663
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 29, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateJun 27, 2019
Property Address713 S RIDGEWAY LN, PAYSON, AZ 85541-5843
Document Number0000006959
Instrument DateMay 1, 2019
Instrument06959
Transaction TypeTransfer
Record UpdatedJul 26, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$345.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 W WADE LN #3 PAYSON AZ 855414872, 3, PAYSON, AZ 85541-4872

Tax Assessment & Valuation

The 2025 property tax bill for 713 S Ridgeway Ln was $4,584.

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,482 Land $7,690 Building $51,792$594,816 Land $76,897 Building $517,919
2025$4,584.00
2024$58,065 Land $7,316 Building $50,749$580,649 Land $73,156 Building $507,493
2023$3,714.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 713 S Ridgeway Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 713 S Ridgeway Ln is high, ranking above 79% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 69% of Arizona
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PAYSON
serves 17,682 people · EPA ID AZ0404032
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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