703 Richards Ln, Champaign, IL 61820 Property Records

Champaign County property record for 703 Richards Ln, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,126 sqft · built 1956
Lot Size	0.178 acres (7,738 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,823 (2024)
Deeds & Mortgages	Oct 2025 Transfer May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-24-154-008`

Property Details

APN / Parcel Number

Primary APN	`45-20-24-154-008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,126 sqft Building Perimeter
1st Floor Area	1,126 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Stucco
Roof Material	Other
Lot Area	7,738 sqft (0.178 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	703 RICHARDS LN
City	CHAMPAIGN
State	IL
Zip	61820-7011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66 MATTIS MANOR
Legal Range	08E
Legal Township	19N
Legal Section	24
Legal Subdivision	MATTIS MANOR
Legal Lot Number	66
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1011
Census Tract	1301

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	703 RICHARDS LN, CHAMPAIGN, IL 61820-7011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Transfer on Death Deed, Transfer
May 22, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 28, 2025
Transfer Doc	0000016611
Record Updated	Jun 8, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 30, 2025
Property Address	703 RICHARDS LN, CHAMPAIGN, IL 61820-7011
Document Number	0000016611
Map Reference	MB K PG 183
Instrument Date	Oct 28, 2025
Instrument	2025R16611
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 RICHARDS LN, CHAMPAIGN, IL 61820-7011

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	703 RICHARDS LN, CHAMPAIGN, IL 61820-7011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008838
Date	May 22, 2017
Instrument	2017R08838

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	420 Months
Due	May 10, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,920 (+12.2%) Land $20,270 Building $35,650	$167,760 (+12.2%) Land $60,810 Building $106,950
2024	$3,823.00 (+15.92%) Homeowner's exemption	$49,840 (+19.04%) Land $18,070 Building $31,770	$149,520 (+19.04%) Land $54,210 Building $95,310
2022	$3,298.00 Homeowner's exemption	$41,870 Land $15,180 Building $26,690	$125,610 Land $45,540 Building $80,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–1993)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media, T-Mobile.

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