618 Richards Ln, Champaign, IL 61820 Property Records

Champaign County property record for 618 Richards Ln, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1956
Lot Size	0.194 acres (8,465 sqft)
Owner	Individual Name on File
Last Sale	$128,500 (Dec 2006)
Tax Bill	$3,916 (2024)
Deeds & Mortgages	Jan 2017 Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`45-20-24-153-014`

Property Details

APN / Parcel Number

Primary APN	`45-20-24-153-014`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Building Perimeter
1st Floor Area	1,120 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,465 sqft (0.194 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	618 RICHARDS LN
City	CHAMPAIGN
State	IL
Zip	61820-7010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 MATTIS MANOR
Legal Range	08E
Legal Township	19N
Legal Section	24
Legal Subdivision	MATTIS MANOR
Legal Lot Number	22
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1005
Census Tract	1301

Owner

618 Richards Ln is owned and occupied by an individual who acquired it in December 2016.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	618 RICHARDS LN, CHAMPAIGN, IL 61820-7010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2017	Deed of Trust, Mortgage · Conventional with PMI BANKCHAMPAIGN
Feb 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2006 · Amount on File
Deed Sale	Dec 29, 2006 · Amount on File
Deed Document Number	200635533
Last Transfer Date	Dec 2, 2016
Transfer Doc	0000002230
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	618 RICHARDS LN, CHAMPAIGN, IL 61820-7010
Document Number	0000000610
Instrument Date	Jan 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 RICHARDS LN CHAMPAIGN IL 618207010, CHAMPAIGN, IL 61820-7010

Mortgage

Document Number	0000000610
Date	Jan 10, 2017
Instrument	610

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 7, 2017
Property Address	618 RICHARDS LN, CHAMPAIGN, IL 61820-7010
Document Number	0000002230
Instrument Date	Dec 1, 2016
Instrument	2230
Transaction Type	Transfer
Record Updated	Feb 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 RICHARDS LN CHAMPAIGN IL 618207010, CHAMPAIGN, IL 61820-7010

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,120 Land $20,270 Building $36,850	$171,360 Land $60,810 Building $110,550
2024	$3,916.00
2022	$3,381.00 Homeowner's exemption	$42,770 Land $15,180 Building $27,590	$128,310 Land $45,540 Building $82,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 618 Richards Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–1993)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 618 Richards Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media, T-Mobile.

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