703 NW 3rd Ave, Galva, IL 61434 Property Records

Henry County property record for 703 NW 3rd Ave, Galva, IL 61434

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 884 sqft · built 1919
Lot Size	0.22 acres (9,372 sqft)
Owner	2 Individual Names on File
Last Sale	$187,500 (Apr 2024)
Tax Bill	$1,516 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-28-276-009`

Property Details

APN / Parcel Number

Primary APN	`24-28-276-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Construction Type	Frame
Foundation Type	Masonry
Lot Area	9,372 sqft (0.22 acres)
Lot Dimensions	142 ft deep x 66 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	703 NW 3RD AVE
City	GALVA
State	IL
Zip	61434-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 2 ELDRIDGES ADD CITY OF GALVA
Legal Subdivision	ELDRIDGES ADD
Legal Block	2
Legal Lot Number	7
Jurisdiction	HENRY IL
Township / Civil Division	GALVA
Census Block Group	2
Census Block	2017
Census Tract	31100

Owner

703 NW 3rd Ave is owned and occupied by two individuals who bought it in April 2024.

Source: Henry County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	703 NW 3RD AVE, GALVA, IL 61434-1009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Warranty Deed, Transfer · VA Mortgage LOWER LLC
Jun 3, 2022	Warranty Deed, Transfer WESTERN ILLINOIS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Prior Sale	Jun 3, 2022 · Amount on File
Deed Document Number	20241437
Prior Transfer Date	Mar 30, 2006
Prior Transfer Doc	0000002788
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Apr 5, 2024
Property Address	703 NW 3RD AVE, GALVA, IL 61434-1009
Document Number	0000001437
Instrument Date	Mar 24, 2024
Instrument	20-2401437
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	703 NW 3RD AVE, GALVA, IL 61434-1009

Mortgage

Document Number	0000001438
Date	Apr 5, 2024
Instrument	20-2401438

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.25%
Change Frequency	Annually

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Jun 3, 2022
Property Address	703 NW 3RD AVE, GALVA, IL 61434-1009
Document Number	0000003313
Instrument Date	May 26, 2022
Instrument	20-2203313
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	555 GREENHILL RD, MOUNT AIRY, NC 27030-2354

Tax Assessment & Valuation

The 2025 property tax bill for 703 NW 3rd Ave was $1,516 with a homeowner's exemption, up 197.8% from the year before.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Galva Township
Municipality	Galva City
Unified School District	Galva Community Unit School District 224 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,516.00 (+197.84%)	$21,675 (+5.4%) Land $2,775 Building $18,900	$65,025 (+5.4%) Land $8,325 Building $56,700
2024	$509.00	$20,565 Land $2,633 Building $17,932	$61,695 Land $7,899 Building $53,796
2022		$16,502 Land $2,271 Building $14,231	$49,506 Land $6,813 Building $42,693
2021	$883.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 703 NW 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 NW 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALVA serves 2,449 people · EPA ID IL0730450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid Century Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cambridge Telcom Services, Nextlink.

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