620 NW 3rd Ave, Galva, IL 61434 Property Records

Henry County property record for 620 NW 3rd Ave, Galva, IL 61434

Property Summary

Property Type	Single Family Home
Details	9 bd · 1 ba · 1,613 sqft · built 1907
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Sep 2023)
Tax Bill	$4,928 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-257-040`

Property Details

APN / Parcel Number

Primary APN	`24-28-257-040`

Interior

Bedrooms	9 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,613 sqft Living Area
1st Floor Area	1,613 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,613 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	265 ft deep x 99 ft wide
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	620 NW 3RD AVE
City	GALVA
State	IL
Zip	61434-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 & 24 & S1/2 LOTS 6 & 23 BLK 1 ELDRIDGES ADD CITY OF GALVA
Legal Subdivision	ELDRIDGES ADD
Legal Block	1
Legal Lot Number	5,23
Jurisdiction	HENRY IL
Township / Civil Division	GALVA
Census Block Group	2
Census Block	2013
Census Tract	31100

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 NW 3RD AVE, GALVA, IL 61434-1008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit CBI BANK & TRUST
Sep 29, 2023	Warranty Deed, Transfer WESTERN ILLINOIS TITLE
Dec 13, 2022	Special Warranty Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Dec 13, 2022	Quit Claim Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Sep 23, 2022	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Feb 26, 2018	Warranty Deed, Transfer · Conventional Mortgage THE FARMERS AND MERCHANTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Sep 23, 2022
Deed Document Number	20234378
Prior Transfer Date	Dec 1, 2022
Prior Transfer Doc	0000007110
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	620 NW 3RD AVE, GALVA, IL 61434-1008
Transaction Type	Mortgage
Record Updated	Nov 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005272
Date	Nov 20, 2023
Instrument	20-2305272

Lender

Name	CBI BANK & TRUST
Type	Bank
Address	BRIMFIELD, IL 61517

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Sep 29, 2023
Property Address	620 NW 3RD AVE, GALVA, IL 61434-1008
Document Number	0000004378
Instrument Date	Sep 28, 2023
Instrument	20-2304378
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 NW 3RD AVE, GALVA, IL 61434-1008

December 2022: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Dec 13, 2022
Property Address	620 NW 3RD AVE, GALVA, IL 61434-1008
Document Number	0000007112
Instrument Date	Dec 6, 2022
Instrument	20-2207112
Transaction Type	Foreclosure
Record Updated	Dec 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E MAIN ST, GALESBURG, IL 61401-4525

December 2022: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	HENRY IL
Recording Date	Dec 13, 2022
Property Address	620 NW 3RD AVE, GALVA, IL 61434-1008
Document Number	0000007110
Instrument Date	Dec 1, 2022
Instrument	20-2207110
Transaction Type	Foreclosure
Record Updated	Dec 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 WALNUT ST, CINCINNATI, OH 45202-3956

September 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HENRY IL
Recording Date	Sep 23, 2022
Property Address	620 NW 3RD AVE, GALVA, IL 61434-1008
Document Number	0000005650
Instrument Date	Sep 19, 2022
Instrument	20-2205650
Transaction Type	Foreclosure
Record Updated	Oct 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PARKWAY, GARLAND, TX 75040
Investor	Possibly a Property Investor

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Feb 26, 2018
Property Address	620 NW 3RD AVE, GALVA, IL 61434-1008
Document Number	0000000975
Instrument Date	Feb 17, 2018
Instrument	20-1800975
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 NW 3RD AVE, GALVA, IL 61434-1008

Mortgage

Document Number	0000000976
Date	Feb 26, 2018
Instrument	20-1800976

Lender

Name	THE FARMERS AND MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Galva Township
Municipality	Galva City
Unified School District	Galva Community Unit School District 224 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,928.00 (+35.24%)	$56,933 (+22.18%) Land $4,918 Building $52,015	$170,799 (+22.18%) Land $14,754 Building $156,045
2022		$46,597 Land $4,025 Building $42,572	$139,791 Land $12,075 Building $127,716
2021	$3,644.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALVA serves 2,449 people · EPA ID IL0730450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid Century Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cambridge Telcom Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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