703 Love Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 703 Love Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,225 sqft · built 1957
Lot Size	0.212 acres (9,240 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Jun 2021)
Tax Bill	$2,766 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`213810A000`

Property Details

APN / Parcel Number

Primary APN	`213810A000`
Alternative APN	`2-051C-4271-00-0047.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,225 sqft Living Area
Gross Area	1,984 sqft
1st Floor Area	1,225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	120 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	704 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	213810A000
Street Address	703 LOVE DR
City	O FALLON
State	MO
Zip	63366-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK OF OFALLON LOT 47
Legal Subdivision	FOREST PK OF OFALLON
Legal Lot Number	47
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3007
Census Tract	311602

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	703 LOVE DR, O FALLON, MO 63366-1736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 15, 2020	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Apr 3, 2017	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Jan 15, 2020 · Amount on Record
Deed Document Number	202149557
Prior Transfer Date	Feb 12, 2016
Prior Transfer Doc	0064960801
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 10, 2021
Property Address	703 LOVE DR, O FALLON, MO 63366-1736
Document Number	2021R049557
Map Reference	MB 6 PG 70-75
Instrument Date	Jun 8, 2021
Instrument	2021R-049557
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	87 CHALIN DR, 87, O FALLON, MO 63376-1944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 LOVE DR, O FALLON, MO 63366-1736

Mortgage

Document Number	2021R049558
Date	Jun 10, 2021
Instrument	2021R-049558

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 15, 2020
Property Address	703 LOVE DR, O FALLON, MO 63366-1736
Document Number	0072160356
Book / Page	7216 / 0356
Map Reference	MB 6 PG 70-75
Instrument Date	Jan 10, 2020
Instrument	20200115000027890
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 BAYVIEW DR, 201, TROY, MO 63379-2967

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 LOVE DR, O FALLON, MO 63366-1736

Mortgage

Document Number	20200115000027900
Date	Jan 15, 2020
Instrument	20200115000027900

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 3, 2017
Property Address	703 LOVE DR, O FALLON, MO 63366-1736
Document Number	0067212255
Book / Page	6721 / 2255
Map Reference	MB 6 PG 70-75
Instrument Date	Mar 30, 2017
Instrument	20170403000198880
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	703 LOVE DR, O FALLON, MO 63366-1736
Investor	Possibly a Property Investor

Mortgage

Document Number	20170403000198890
Date	Apr 3, 2017
Instrument	20170403000198890

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,855 (-)	$225,554 (-) Land $40,000 Building $185,554
2025	$2,766.00	$42,855 (+3.83%)	$225,554 (+3.83%) Land $40,000 Building $185,554
2023		$41,273
2022			$217,225 Land $40,000 Building $177,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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