804 Love Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 804 Love Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,450 sqft · built 1962
Lot Size	0.209 acres (9,088 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Sep 2021)
Tax Bill	$2,056 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`226410A000`

Property Details

APN / Parcel Number

Primary APN	`226410A000`
Alternative APN	`2-051B-4080-00-0151.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
Gross Area	2,350 sqft
1st Floor Area	950 sqft
Basement Area	950 sqft
Finished Basement	500 sqft
Unfinished Basement	450 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,088 sqft (0.209 acres)
Lot Dimensions	128 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	367 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	226410A000
Street Address	804 LOVE DR
City	O FALLON
State	MO
Zip	63366-1739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK ADDN #2 LOT 151
Legal Subdivision	FOREST PK ADDN #2
Legal Lot Number	151
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3002
Census Tract	311602

Owner

804 Love Dr is owned and occupied by two individuals who bought it in September 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	804 LOVE DR, O FALLON, MO 63366-1739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
Sep 23, 2021	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on File
Deed Sale	Sep 23, 2021 · Amount on File
Prior Sale	Dec 29, 2006 · Amount on File
Deed Document Number	202179627
Prior Transfer Date	Oct 14, 1998
Prior Transfer Doc	0000081238
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	804 LOVE DR, O FALLON, MO 63366-1739
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 LOVE DR, O FALLON, MO 63366-1739

Mortgage

Document Number	0000057098
Date	Dec 19, 2025
Instrument	2025R-057098

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	WARRENTON, MO 63383

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 23, 2021
Property Address	804 LOVE DR, O FALLON, MO 63366-1739
Document Number	2021R079627
Map Reference	MB 7 PG 27
Instrument Date	Sep 17, 2021
Instrument	2021R-079627
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 430, O FALLON, MO 63366-0430

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	804 LOVE DR, O FALLON, MO 63366-1739

Mortgage

Document Number	2021R079628
Date	Sep 23, 2021
Instrument	2021R-079628

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 804 Love Dr was $2,056.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,682 (-)	$166,749 (-) Land $40,000 Building $126,749
2025	$2,056.00	$31,682	$166,749 Land $40,000 Building $126,749
2023		$35,030
2022			$184,370 Land $40,000 Building $144,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 804 Love Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 804 Love Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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