703 Lincoln St, Harvard, IL 60033 Property Records

McHenry County property record for 703 Lincoln St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 1925
Lot Size	0.199 acres (8,683 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Apr 2026)
Tax Bill	$5,526 (2024)
Deeds & Mortgages	May 2025 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-35-283-004`

Property Details

APN / Parcel Number

Primary APN	`01-35-283-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	8,683 sqft (0.199 acres)
Lot Dimensions	130 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	703 LINCOLN ST
City	HARVARD
State	IL
Zip	60033-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0065268 LT 6 BLK 8 & W1/2 VAC ALLEY VACATED PER DOC 1989R0005132 LYING E OF & ADJ E G AYERS ADDN
Legal Subdivision	E G AYERS ADDN
Legal Block	8
Legal Lot Number	6
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2036
Census Tract	870302

Owner

Source: McHenry County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	703 LINCOLN ST, HARVARD, IL 60033-2209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 30, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 7, 2021	Correction Deed
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Jan 3, 2012 · Amount on Record
Deed Document Number	202610027
Prior Transfer Date	Nov 30, 2021
Prior Transfer Doc	0000065268
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	703 LINCOLN ST, HARVARD, IL 60033-2209
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013841
Date	May 30, 2025
Instrument	2025R0013841

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 15, 2026
Property Address	703 LINCOLN ST, HARVARD, IL 60033-2209
Document Number	0000010027
Instrument Date	Mar 26, 2026
Instrument	2026.10027
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	CITYWIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 LINCOLN ST, HARVARD, IL 60033-2209

Mortgage

Document Number	0000010028,
Date	Apr 15, 2026
Instrument	2026..10028

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 7, 2021
Property Address	703 LINCOLN ST, HARVARD, IL 60033-2209
Document Number	0000065268
Instrument Date	Nov 30, 2021
Instrument	2021R0065268
Record Updated	Dec 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 LINCOLN ST, HARVARD, IL 60033-2209

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	703 LINCOLN ST, HARVARD, IL 60033-2209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041348
Date	Oct 7, 2020
Instrument	2020R0041348

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,526.00	$69,644 (+27.93%) Land $12,909 Building $56,735	$208,932 (+27.93%) Land $38,727 Building $170,205
2022	Homeowner's exemption	$54,441 Land $11,670 Building $42,771	$163,323 Land $35,010 Building $128,313

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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