604 Lincoln St, Harvard, IL 60033 Property Records

McHenry County property record for 604 Lincoln St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	3 bd
Lot Size	0.2 acres (8,714 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jul 2024)
Tax Bill	$4,010 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-35-286-008`

Property Details

APN / Parcel Number

Primary APN	`01-35-286-008`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story

Exterior

Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,714 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	604 LINCOLN ST
City	HARVARD
State	IL
Zip	60033-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0017293 LT 4 BLK 10 & E1/2 VAC ALLEY VACATED PER DOC 1991R0043172 LYING W OF & ADJ E G AYERS ADDN
Legal Subdivision	E G AYERS ADDN
Legal Block	10
Legal Lot Number	4
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2042
Census Tract	870302

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 LINCOLN ST, HARVARD, IL 60033-2426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer · FHA Mortgage GREENSTATE CU
Sep 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage HOME STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2024 · Amount on Record
Deed Sale	Jul 11, 2024 · Amount on Record
Prior Sale	Aug 16, 2022 · Amount on Record
Deed Document Number	202417293
Prior Transfer Date	Oct 31, 2007
Prior Transfer Doc	0000075594
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 16, 2022
Property Address	604 LINCOLN ST, HARVARD, IL 60033-2426
Document Number	0000028785
Map Reference	MB 53 PG 11
Instrument Date	Aug 11, 2022
Instrument	2022R0028785
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 JEWETT STREET, HARVARD, IL 60033

Mortgage

Document Number	0000028786
Date	Aug 16, 2022
Instrument	2022R0028786

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.25%

Mortgage

Document Number	0000028995
Date	Aug 18, 2022
Instrument	2022R0028995

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.25%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	604 LINCOLN ST, HARVARD, IL 60033-2426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036015
Date	Sep 28, 2017
Instrument	2017R0036015

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Mar 15, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,010.00	$52,734 (+26.48%) Land $12,909 Building $39,825	$158,202 (+26.48%) Land $38,727 Building $119,475
2022		$41,693 Land $11,670 Building $30,023	$125,079 Land $35,010 Building $90,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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