703 Eldred Ct, Urbana, IA 52345 Property Records

Benton County property record for 703 Eldred Ct, Urbana, IA 52345

Property Summary

Property Type	Manufactured or Modular Home
Details	5 bd · 2 ba · 1,040 sqft · built 2000
Lot Size	0.243 acres (10,588 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,500 (Sep 2021)
Tax Bill	$3,320 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20000210`

Property Details

APN / Parcel Number

Primary APN	`20000210`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	1,040 sqft
Finished Basement	700 sqft
Unfinished Basement	340 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,588 sqft (0.243 acres)
Lot Dimensions	113 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	14 sqft
Deck Area	120 sqft
Patio Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	703 ELDRED CT
City	URBANA
State	IA
Zip	52345-9062
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	J&D SUBDIV LOT #16
Legal Range	09W
Legal Township	86N
Legal Section	34
Legal Subdivision	J & D SUB DIVISION
Legal Lot Number	16
Jurisdiction	BENTON IA
Township / Civil Division	POLK
Census Block Group	1
Census Block	1067
Census Tract	960100

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	703 ELDRED CT, URBANA, IA 52345-9062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage LINN AREA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Jul 20, 2010 · Amount on Record
Deed Document Number	20214854
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	703 ELDRED CT, URBANA, IA 52345-9062
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000230732
Date	Mar 9, 2023
Instrument	23-0732

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	May 1, 2030

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	703 ELDRED CT, URBANA, IA 52345-9062
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220025
Date	Jan 3, 2022
Instrument	22-0025

Lender

Name	LINN AREA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Urbana City
Unified School District	Center Point-Urbana Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,320.00 (-1.72%)	$194,400 (-) Land $29,000 Building $165,400	$194,400 (-) Land $29,000 Building $165,400
2025		$194,400 (+5.14%) Land $29,000 Building $165,400	$194,400 (+5.14%) Land $29,000 Building $165,400
2024	$3,378.00 (+6.49%)
2023		$184,900 (+21.33%) Land $29,000 Building $155,900	$184,900 (+21.33%) Land $29,000 Building $155,900
2022	$3,172.00 Homeowner's exemption	$152,400 Land $23,200 Building $129,200
2021			$152,400 Land $23,200 Building $129,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA WATER SUPPLY serves 1,562 people · EPA ID IA0680041
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000

May also be available: GigFire.

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