702 Eldred Ct, Urbana, IA 52345 Property Records

Benton County property record for 702 Eldred Ct, Urbana, IA 52345

Property Summary

Property Type	Manufactured or Modular Home
Details	2 bd · 1 ba · 1,176 sqft · built 1998
Lot Size	0.205 acres (8,915 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Nov 2015)
Tax Bill	$2,580 (2026)
Deeds & Mortgages	May 2018 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20000190`

Property Details

APN / Parcel Number

Primary APN	`20000190`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	8,915 sqft (0.205 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	702 ELDRED CT
City	URBANA
State	IA
Zip	52345-9095
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	J&D SUBDIV LOT #14
Legal Range	09W
Legal Township	86N
Legal Section	34
Legal Subdivision	J & D SUB DIVISION
Legal Lot Number	14
Jurisdiction	BENTON IA
Township / Civil Division	POLK
Census Block Group	1
Census Block	1067
Census Tract	960100

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	702 ELDRED CT, URBANA, IA 52345-9095
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2018	Deed of Trust, Mortgage · Line of Credit COLLINS COMMUNITY CREDIT UNION
Sep 3, 2019	Deed of Trust, Mortgage · Balloon Mortgage COLLINS COMMUNITY CREDIT UNION
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2015 · Amount on Record
Deed Sale	Nov 24, 2015 · Amount on Record
Prior Sale	Jul 16, 2008 · Amount on Record
Deed Book / Page	15 / 2928
Prior Transfer Date	Nov 19, 2015
Prior Transfer Doc	00015/2928
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	702 ELDRED CT, URBANA, IA 52345-9095
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000018/0000000847
Date	May 14, 2018
Book Page	0000000018/0000000847
Instrument	E18-0847

Lender

Name	COLLINS COMMUNITY CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	702 ELDRED CT, URBANA, IA 52345-9095
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000191905
Date	Sep 3, 2019
Instrument	19-1905

Lender

Name	COLLINS COMMUNITY CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	702 ELDRED CT, URBANA, IA 52345-9095
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220440
Date	Feb 1, 2022
Instrument	22-0440

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Urbana City
Unified School District	Center Point-Urbana Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,580.00 (-1.3%)	$153,500 (-) Land $24,200 Building $129,300	$153,500 (-) Land $24,200 Building $129,300
2025	$2,614.00 Homeowner's exemption	$153,500 (+5.57%) Land $24,200 Building $129,300	$153,500 (+5.57%) Land $24,200 Building $129,300
2024	$2,614.00 (+5.74%)
2023		$145,400 (+20.46%) Land $24,200 Building $121,200	$145,400 (+20.46%) Land $24,200 Building $121,200
2022	$2,472.00 Homeowner's exemption	$120,700 Land $19,400 Building $101,300
2021			$120,700 Land $19,400 Building $101,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA WATER SUPPLY serves 1,562 people · EPA ID IA0680041
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000

May also be available: GigFire.

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